Hire the Best Insurance And Risk Management Freelancers
in the United States

I build websites and run the projects behind them. Ten years in IT, the last seven managing projects and clients directly, with a full stack development background. That means I'm not just relying on a separate dev team, I am the dev team when you need me to be. **Web Development** End-to-end web apps, websites, backend APIs, and integrations. Full rebuilds, ongoing maintenance, web analytics. I work on ecommerce platforms handling payment gateways like Stripe, PayPal, and Klarna. I also build and scale SaaS products. Tech Stack: PHP, Laravel, React, JavaScript, jQuery, Angular, HTML, CSS, WordPress, Shopify, Wix, MongoDB, MySQL, SQL, AWS, cPanel, WHM, payment integrations. **Project Management** PAL1 certified. I run sprints, manage timelines, keep stakeholders aligned, and ship on schedule — whether that's software builds or marketing operations. I've managed multiple clients and teams at once without dropping anything. Tools: Jira, Asana, ClickUp, Trello, Salesforce, Confluence. **Industries** I've worked across eCommerce, SaaS, healthcare, fashion, hospitality, tourism, corporate law, and restaurants. I pick up context fast and don't need hand holding to get moving. I'm looking for long-term work, not one-off gigs. If you need someone who can build the thing and also run the project around it, let's talk.

Insurance recovery is not guesswork. It is documentation, strategy, scope control, pricing accuracy, policy alignment, and disciplined claim-file execution. I work with policyholders, business owners, contractors, attorneys evaluate insurance claim risk, identify underpayment exposure, rebuild incomplete claim files, and prepare stronger recovery documentation for residential, commercial, rental, mixed-use, and select auto-related disputes. Most underpaid claims are not lost because the damage was minor. They are lost because the file was incomplete, the scope was too narrow, the pricing was suppressed, the support was weak, or the carrier's estimate became the default version of the claim. My role is to correct that imbalance. I am the founder of White Rock Public Adjusting LLC and a licensed insurance claim professional with 10+ years of property claims experience and 5+ years on the carrier side, including SIU. I represent policyholders, not insurance carriers, and I use my carrier-side background to understand how claims are evaluated, reduced, delayed, defended, and underpaid. My work is technical, organized, and recovery-focused. I review the claim file, identify what is missing, reconstruct the documentation, and help position the file for supplement review, reinspection, negotiation, appraisal, umpire review, or attorney evaluation. Core Services Insurance Risk & Claim Recovery Review * Full claim file analysis * Underpaid, delayed, or denied claim review * Carrier estimate and correspondence evaluation * Policy declaration and coverage issue identification * Recovery potential assessment Residential & Commercial Property Claim Support * Residential, commercial, rental, and mixed-use losses * Retail, office, restaurant, warehouse, and small business claims * Roof, exterior, interior, and structural damage * Mitigation, restoration, documentation Estimate, Scope & Supplement Review * Carrier estimate comparison * Line-item scope reconstruction * Missing item identification * Pricing and labor rate review * Trade sequencing analysis * Supplement preparation and claim presentation support Common Claim Problems I Identify * Missing damage scope * Omitted line items * Suppressed or outdated pricing * Incomplete repair methodology * Improper trade sequencing * Weak photo documentation * Poor file organization * Missing code upgrade / ordinance & law issues * Improper depreciation handling * Inconsistent carrier estimate logic * Misapplied policy language Loss Types include hail, wind, storm, fire, smoke, freeze, water, impact, roof, exterior, interior, structural, residential, commercial, rental, mixed-use, mitigation, restoration, repair-versus-replace, underpaid, delayed, and denied property claims. Appraisal / Umpire / Pre-Litigation File Support I organize claim files so the documentation is easier to understand, defend, and present. This includes appraisal-ready organization, umpire-ready packets, damage summaries, estimate/scope comparisons, photo/document organization, contractor scope alignment, and pre-litigation support. Contractor and Attorney Support I turn contractor field observations, photos, bids, repair scopes, and change orders into carrier-ready documentation that supports a stronger supplement or reinspection. I also prepare claim files for attorney review, appraisal, and pre-litigation evaluation by organizing technical claim issues in a structured, estimate-driven format. Select Auto Claim Expertise My carrier-side background includes auto claims and SIU experience. I assist with diminished value review, total loss dispute analysis, repair-versus-replace issues, OEM/calibration omissions, labor rate disputes, and carrier estimate inconsistency review. What You Receive * Comprehensive claim file review * Estimate and scope analysis * Missed damage and omitted line-item identification * Recovery-focused documentation plan * Reinspection-ready claim presentation * Appraisal-ready file organization * Written next-step recommendations Why Clients Hire Me Your carrier has trained claim professionals reviewing the file from its side. You should have a trained claim professional reviewing the file from yours. I know how estimates are reduced, how documentation gaps are used, and how scope gets narrowed. I use that experience to help policyholders, contractors, and attorneys build stronger recovery files. How to Get Started Send the carrier estimate, insurance correspondence, photos/videos, contractor bids, policy declarations if available, prior supplements, denial letters, and appraisal or inspection documents. I will review the file, identify the major gaps, assess recovery potential, and provide a clear next-step plan. Important Notice: I am not an attorney and do not provide legal advice. My services are limited to insurance claim documentation, estimate analysis, scope review, supplement support, claim strategy, appraisal support, and recovery preparation.

I am the owner of a small, independent property and casualty insurance agency serving individuals, families, and businesses across Virginia. My agency offers a wide range of insurance products designed to protect what matters most—your home, your vehicles, and your livelihood. As an independent agency, I work with multiple carriers to provide tailored coverage options and competitive rates, always with a focus on personal service and long-term relationships. With more than ten years of experience in the fast-paced, deadline-driven accounting center of one of the nation’s largest insurance brokers, I developed a deep understanding of the insurance industry and honed my technical expertise, particularly in Excel. During that time, I also discovered that effective management begins with leadership. As the department trainer for four years, I created training manuals, updated procedures, and tested new systems to improve efficiency and accuracy. Today, I bring that same commitment to leadership, problem-solving, and client service to my role as the owner of an independent property and casualty insurance agency in Virginia. Outside of work, I’m a bit of a researcher at heart—I even approach online shopping like a project, digging into reviews and comparisons before making a decision. It’s the same mindset I bring to helping clients find the right insurance coverage. Looking forward to working together! ☺️

With 12 years of diverse experience in Customer service, Team management, Sales, and marketing. I excel at delivering exceptional results across various sectors. I am also a licensed Life & Health Insurance Agent. Demonstrating my ability to prospect, engage clients, foster long-term relationships and educate others on insurance. My background also includes roles in management and creative services, allowing me to blend analytical thinking with creative problem-solving. Whether you're launching a new insurance program or enhancing customer engagement strategies, I bring a unique skill set to the table that drives success. Let’s collaborate to elevate your business and achieve your goals together!

Your agency is invisible to AI. Here's how to fix that. Right now, commercial P&C prospects are skipping Google entirely and asking ChatGPT, Perplexity, and Google AI Overviews to recommend the best broker for their specific risks. If your agency isn't showing up in those answers, you're losing business to competitors who are — and you may not even know it. I'm a licensed insurance professional (CPCU, ARM, AIS) with 20+ years of commercial P&C experience, now specializing in Generative Engine Optimization (GEO) exclusively for insurance agencies and carriers. I'm not a generic marketing consultant who learned insurance last week. I've worked in underwriting, claims, loss prevention, TPA management, and agency sales — which means I speak your language and understand your compliance constraints. What I do for you: Most agencies are sitting on a content graveyard — old webinars, dusty PDFs, outdated blog posts. That content isn't worthless. It's just unstructured. I run it through my Done-For-You GEO pipeline and transform it into the high-density, schema-marked-up assets that LLMs actually cite. Content Repurposing: Existing content rewritten into formats LLMs prioritize Entity & Schema Architecture: JSON-LD markup that signals your licenses, specialties, and local authority to AI engines AI Visibility Audits: Track your brand's presence across ChatGPT, Perplexity, and Gemini for your most valuable commercial keywords You don't learn new software. You don't write prompts. You hand me your old content — I hand you AI-optimized assets ready to publish. When a prospect asks AI who to call for their commercial insurance, your agency should be the answer. Let's make that happen.

I’m a professional insurance writer with more than 15 years of experience as a licensed insurance agent and financial advisor. My background gives me a unique ability to take complex insurance topics and explain them clearly, whether you need content for customers, prospects, or industry professionals. I’ve written about nearly every type of coverage, including auto, home, renters, business, life, health, flood, and workers’ comp. While I may use tools for editing and fact-checking, every word I deliver is crafted by me, ensuring originality, credibility, and a professional voice that fits your brand. I’m a top-rated writer on Upwork because I combine insurance industry knowledge with strong writing skills to create content that informs, builds trust, and helps drive results. If you’re looking for professional, reliable insurance content that speaks with authority, I’d be glad to help.