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🎖️ Top 1% on Upwork | Former SBA Underwriter & Loan Broker | 10+ Years | 150+ Projects on Upwork only 🚀 I build lender-ready business plans and financial models that actually get deals approved, from SBA and USDA loans to investor funding and immigration visas. As a former SBA underwriter and active loan broker, I know exactly what lenders look for and I design every plan and model to meet real underwriting standards. What I do 📌 SBA-compliant business plans (7(a), 504, microloans), investor-ready plans, franchise, landlord, export, strategic, continuity, and immigration plans (E-2, L-1A, EB2-NIW, EB-5, H-1B, O-1) 📊 Full 5-year financial projections, 3-statement models, investor-ready financial models with cap tables, and SBA acquisition models for business purchases 🧮 Feasibility studies and business plans for SBA and USDA Business & Industry loans, including financial projections, market analysis, and economic impact assessments 💼 Buyer-side financial analysis, business valuations, Quality of Earnings reports and reviews, seller add-back and earnings review, cash flow and DSCR/debt service analysis, and post-close forecasting 📣 Pitch decks, executive summaries, CIM/OMs, investor teasers, and consulting for SBA loan readiness and funding strategy My work is designed to be clear, defensible, and easy for lenders, investors, and management teams to follow, with rush delivery (including 72-hour options) available when timelines are tight. Why clients work with me Most business plan writers and modelers guess what lenders and investors want; I work with them daily and build your package around real SBA, USDA, and private lending standards. I focus on decision-grade analysis, realistic and defensible assumptions, and clean Excel models that support acquisition planning, financing strategy, and ongoing management. Funding and approval outcomes My work has supported SBA 7(a) loans from 350K to 5M+, USDA Business & Industry loan approvals, investor raises including a recent 5MM SaaS deal, and multiple immigration visa approvals. Examples include a 600K SBA 7(a) loan for a deli, a 1MM+ SBA loan for a pickleball franchise, and a 4MM USDA-backed storage facility loan, along with numerous lender-ready and investor-ready packages from day one. If you need a business plan, financial model, feasibility study, or acquisition analysis that can stand up to lender and investor scrutiny and move your deal toward approval, message me and let’s discuss your project.

I founded the New York Artist Series in 2002, which was developing web and video content well before MySpace (2003) and and YouTube (2005) were founded. I continued to expand the Artist Series IP and started publishing a Los Angeles Artist Series and Miami Artist Series. I've expanded the Artist Series IP, developed VIP Rallies, Tartare and Seedlings. You can see a portfolio of my holdings and startups at Seedlings.vc. I do freelance Media Services, Real Estate and Wikipedia consulting. I also currently hold a real estate and mortgage license in California but have also been licensed in NY and PA for real estate and PA for mortgages. I have extensive experience in event planning, media production, and project management. I can do , business plans, decks, editorial layout and I also do some web design, photography, and graphic design with photoshop. I also have substantial experience in media and content creation including editorial articles. interviews, and press releases. I've started several companies and administrate a portfolio of business brands including NY Artist Series, LA Artist Series, Miami Artist Series, Artist Series TV, Seedlings, Seedlings VC, Tartare, BrainPower and V.I.P. Rallies. I've done everything from producing large scale events, pitching TV shows to making a $350m bid for Fuse TV. You can see more at Seedlings.vc/portfolio . I have personally created over 4,000 pieces of written and video content for the web including shooting 100 fashion shows at NY Fashion Week. Some event clients and brands I have worked with for events and marketing. ● Yahoo ● Motorola ● SPIN Magazine ● EA Sports ● Style Network ● Budweiser ● TD Bank ● Project Runway ● Bravo ● PINK Vodka ● Hearst ● Cosmopolitan Magazine ● DNA Models ● Cingular / AT&T ● SONY I have active real estate licenses in CA(#02156344) and PA(#RS316095/safekeeping). I also have a NMLS license for mortgage lending (#1988681) and was previously licensed for real estate in NY as well. I've been quoted for real estate advice in articles for Realtor.com, Gobankrates.com, Fitsmallbusines.com, CEOBlogNation, Chicago Daily Herald, Yahoo Finance and nreionline.com. Relating to the Entertainment & Arts industries (NY, LA & Miami Artist Series), I've also been featured in articles in media sources such as the NY Post, NY Daily News, Observer, Bloomberg, Village Voice, and Law360 as well as other publications. You can see more at seedlings.vc/about-us . My experience on Upwork has included content creation, articles, scriptwriting, search engine optimization, Wikipedia, photography, and more. **WIKIPEDIA JOBS"** My Wikipedia clients have included Team USA Athletes, NFL Players, Filmmakers, Authors, Graduate Universities, Finance Companies, Startups, Real Estate Developments, and Fortune 500 Corporations. I am familiar with creating new pages, editing, coding, infoboxes, adding photos, categories, tables, links and citations. I have self publishing authority. Once I have a better idea about the subject, I would be happy to quote you a flat rate on the project. You can check my profile, I am TOP RATED and my reviews, they go back over 5 years and are all 5 stars on Wikipedia projects. There are over 65 of them! **PLEASE DO NOT PUT ANY IDENTIFYING INFORMATION ON YOUR WIKIPEDIA ADS!! THIS INFORMATION MAKES IT EASY FOR FOREIGN GROUPS TO DELETE YOUR PAGE AND EXTORT YOU FOR A RANSOM TO KEEP IT PUBLISHED!!** Some unique features I provide: -Each client is assigned a unique device w/ dedicated internet to prevent any issues or hints of paid editing -Each client account has a unique editing history created for their account -The publishing Wikipedia account is turned over to the client so their team can continue to monitor any page issues after the contract is over -A media & PR strategy report is delivered to the client w/ suggestions on how to improve their PR & references -Deep dive research for references & media on the client included in the media report -Absolute discretion -WIKIPEDIA or "Online Encyclopedia" Maintenance Guide is provided at the end of the contract with the account login details and information on how to maintain the page and account. Packages are between $5,000 - $10,000 and broken into several milestones depending on the length of post publishing monitoring. Happy to discuss my options more in a chat. For an additional fee, I also offer public relations and media services with a focus on obtaining quality coverage that can be used to meet Wikipedia's notability requirements, as long as I feel your subject is a good fit. Happy to discuss a price for this in the interview but I usually offer a comprehensive package, depending on the needs of the client. I always appreciate your 5 star reviews! You can read more about me at seedlings.vc/about-us Look forward to working with you on your project!

I’m the Top 1%, Expert-Vetted, Finance Freelancer who Upwork clients turn to who don't want to risk leaving money on the closing table. I have become a go-to consultant with the secret sauce recipe here on Upwork for supporting M&A client transactions, as well as business brokers who are seeking that "ultimate monetization outcome". A.I. offers many promises but in the financial services industry the "human in the loop" is that measure of additional security that helps prevent those embarrassing A.I.-generated outcomes that kill deals and opportunities. I have over 30 years of experience in due diligence, QoE reporting, negotiations, fraud elimination programs, transaction structuring, and selling businesses. I will help you keep it out of the ditch and sleep at night. You don’t have to settle when you can have the best for a fraction of what I used to charge on Wall Street - and that makes me the obvious choice for all your business management consulting needs. I also have decades of capital markets experience with Reg. D offerings (506(b) and 506(c) private placements), Reg. A offerings, crowdfunding, and Rule 241 Testing-The-Waters money hunts that include commercial real estate, B2B, B2C, and e-comm engagements, as well as a large practice experience in tax-advantaged offering engagements such as Delaware Statutory Trust (i.e., DST) underwriting due diligence, and documentation. Key experiences you will want in your corner for this engagement: * Proven history of cost-efficient business reviews of investment, bank, and transaction documents, as well as document drafting and transaction structuring. * Millions raised for my own projects. * $2 Billion+ in valuations for Upwork clients. * $15 Billion+ in underwriting, feasibility, and capital raise projects over the years. * Over 100 client assignments complete with rock-solid 95%+ Client Success Rating. * Former FINRA Compliance Vendor - SEC compliance is in my bones for crowdfundings, Reg A. and Reg D securities offerings. * Buy-Side/Sell-Side - Always the Guy on Your Side. Note project listings below for those must have services for small business transactions. * Maximized Equity Monetization Program (for qualifying businesses) aimed at getting you that top quartile valuation/sale price outcome. You can get there from here, but it starts with reaching out to the professional who just doesn’t stop. I love this business, and you will too – I guarantee it. In most cases, your initial consultation fee will be applied to the engagement, so why go anywhere else when the go-to Freelancer is the obvious choice?

Highly experienced Financial Analyst in Cash Flow and Partnership Modeling, Financial Software, Strong understanding of Commercial Real Estate Acquisition Analysis Check out my CRE Underwriting Package in my Project Catalog below.

I build financial projections that get SBA loans approved. I spent 12 years on the lender side of the desk, where my team closed 1,500+ SBA loans, and today I run ProjectionHub, where we build the financial projections and business plans that underwriters say yes to. 📊 𝙰 𝙵𝙴𝚆 𝙽𝚄𝙼𝙱𝙴𝚁𝚂 𝚃𝙷𝙰𝚃 𝙼𝙰𝚃𝚃𝙴𝚁 ✅ 1,500+ SBA loans closed during my 12 years running an SBA lending program ✅ Grew a small business loan fund from $100K to more than $50M lent ✅ 1,000+ custom financial models and financial projections delivered since 2012 ✅ 50,000+ founders have used ProjectionHub's financial projection templates and tools ✅ Clients approved for millions in SBA 7(a) and SBA 504 financing ⭐ Here is what a recent Upwork client said: "We found Adam, and what a blessing it was! He went WAY above and beyond our expectations. The lender we are working with was blown away at the critical information they received from us, which allowed our process to progress easily and much faster." (Curtis S., SBA loan financial projections) 🏦 𝚆𝙷𝚈 𝙻𝙴𝙽𝙳𝙴𝚁𝚂 𝚂𝙰𝚈 𝚈𝙴𝚂 Most financial projections fail at the bank for one reason: they were built by someone who has never read a projection the way an underwriter reads one. I have. I approved and declined SBA loan applications for over a decade, so every financial projection I build starts from the question the lender will actually ask: does the cash flow cover the debt? That means DSCR, break-even, and coverage ratios are not an afterthought in my financial projections. They are the spine. ProjectionHub is also the company behind 100+ CPA-developed, industry-specific financial projection templates, so your financial projections start from proven revenue logic for your industry, not a blank spreadsheet. We have built financial models across healthcare, construction, real estate, e-commerce, SaaS, retail, restaurants, and franchises. 📈 𝚆𝙷𝙰𝚃 𝙸 𝙳𝙾 ▸ Financial projections for SBA loans: 5-year, 3-statement financial projections with DSCR, break-even, and coverage ratio analysis built for SBA 7(a), SBA 504, and bank underwriting ▸ Business plans: lender-ready business plans with integrated financial projections, market research, use of funds, and staffing plans ▸ Financial models for investors: revenue models, unit economics, and investor-grade financial projections for pre-seed through Series A raises ▸ Acquisition financial projections: pro forma financial projections and debt service analysis for business acquisitions ▸ SBA loan prequalification: document review, maximum SBA loan sizing, and direct introductions to best-fit SBA lenders ▸ Financial model review: validating the assumptions in your existing financial model or financial projections before they reach a lender or investor 🤝 𝚆𝙷𝙾 𝙸 𝚆𝙾𝚁𝙺 𝚆𝙸𝚃𝙷 Founders applying for SBA loans, buyers acquiring a business with SBA or bank financing, startups preparing investor-grade financial projections, and existing businesses expanding with new debt. If your deal needs financial projections a credit committee will trust, that is my lane. 📋 𝙷𝙾𝚆 𝙸𝚃 𝚆𝙾𝚁𝙺𝚂 1. Send me your loan or raise details: loan type, target amount, timeline 2. First draft of your financial projections in as little as 2 business days 3. Unlimited revisions to your financial projections based on lender or investor feedback 4. When useful, a direct introduction to 1-2 SBA lenders who fit your deal 📞 If you are preparing an SBA loan application, raising capital, or buying a business, message me with your loan type, target amount, and funding stage. I will outline exactly what your financial projections and business plan need to get approved.

I am an experienced finance professional who specializes in credit risk, loan underwriting, and financial analysis. Most of my career has been spent working in the banking industry, where I look at financial data, check credit histories, and evaluate loan applications to make safe lending decisions. I am very detail-oriented, comfortable with strict regulations, and skilled at helping banks and clients manage risk.