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🎖️ Top 1% on Upwork | Former SBA Underwriter & Loan Broker | 10+ Years | 150+ Projects on Upwork only 🚀 I build lender-ready business plans and financial models that actually get deals approved, from SBA and USDA loans to investor funding and immigration visas. As a former SBA underwriter and active loan broker, I know exactly what lenders look for and I design every plan and model to meet real underwriting standards. What I do 📌 SBA-compliant business plans (7(a), 504, microloans), investor-ready plans, franchise, landlord, export, strategic, continuity, and immigration plans (E-2, L-1A, EB2-NIW, EB-5, H-1B, O-1) 📊 Full 5-year financial projections, 3-statement models, investor-ready financial models with cap tables, and SBA acquisition models for business purchases 🧮 Feasibility studies and business plans for SBA and USDA Business & Industry loans, including financial projections, market analysis, and economic impact assessments 💼 Buyer-side financial analysis, business valuations, Quality of Earnings reports and reviews, seller add-back and earnings review, cash flow and DSCR/debt service analysis, and post-close forecasting 📣 Pitch decks, executive summaries, CIM/OMs, investor teasers, and consulting for SBA loan readiness and funding strategy My work is designed to be clear, defensible, and easy for lenders, investors, and management teams to follow, with rush delivery (including 72-hour options) available when timelines are tight. Why clients work with me Most business plan writers and modelers guess what lenders and investors want; I work with them daily and build your package around real SBA, USDA, and private lending standards. I focus on decision-grade analysis, realistic and defensible assumptions, and clean Excel models that support acquisition planning, financing strategy, and ongoing management. Funding and approval outcomes My work has supported SBA 7(a) loans from 350K to 5M+, USDA Business & Industry loan approvals, investor raises including a recent 5MM SaaS deal, and multiple immigration visa approvals. Examples include a 600K SBA 7(a) loan for a deli, a 1MM+ SBA loan for a pickleball franchise, and a 4MM USDA-backed storage facility loan, along with numerous lender-ready and investor-ready packages from day one. If you need a business plan, financial model, feasibility study, or acquisition analysis that can stand up to lender and investor scrutiny and move your deal toward approval, message me and let’s discuss your project.

With over eighteen years of dedicated experience, I bring a wealth of expertise as a seasoned business plan writer and innovative strategy consultant. My extensive background spans numerous industries, providing me with a comprehensive understanding of diverse market dynamics. I am also highly proficient in crafting compelling grant letters and successful applications, consistently securing vital funding for my clients. My proven capabilities encompass a broad spectrum of critical business functions, including: Comprehensive Visa Business Plans: Specializing in H1B, L1, and E2 visa applications. AI Assisted Market Research Generation: Software specialized in gathering and developing marketing research reports. Impactful Non-Profit Business Plans and Grant Writing: Developing strategies that secure essential funding, including government grants via Grants.Gov. Strategic Roadmaps: Guiding businesses toward sustainable growth and market leadership. In-Depth Financial Analysis and Modeling: Delivering robust financial projections and interactive dashboards. Statement of Requirements Development: Crafting clear and precise contractual specifications. Thorough Competitor Research: Providing actionable insights into market landscapes. Successful SBA Loan Applications: Navigating the process to secure crucial small business funding. Concise Business Summaries: Delivering high-level, impactful overviews (approximately two pages). Strategic SWOT Analysis: Identifying key strengths, weaknesses, opportunities, and threats. My core strengths lie in developing sophisticated marketing strategies and robust financial models. I leverage advanced tools, including custom Excel worksheets and the industry-leading Liveplan software, to create comprehensive business plans or specialized financial dashboards and reports tailored for grant applications. I pride myself on my flexibility and ability to adapt my services to precisely meet each client's unique business needs and objectives. I am eager to collaborate with you and invite you to contact me at your convenience to discuss how my expertise can drive your success.

⚠️ New opening! Now available for Leadership Coaching, Fractional Operations Management, 360 Reviews, Strategic Growth Planning and more My specialty is small and start-up businesses (under 50 people). I help businesses grow and scale, starting with the vision that drives it all. Educated in both classical business theory and modern practices, I bring a uniquely effective method to helping businesses find what works - really works - for them. When we partner together, I help your business to do more of what you're doing, and keep making an impact on your community. 🌐 My Focus Areas: Whether it's operations, business planning, growth and risk strategies, project management, company culture, team development, logistics systems, process improvement or leadership mindset, I help develop literacy and action plans to make your business stronger and a better place to work. 🏆 My Journey: Throughout my career, I've earned accolades for my success-first leadership approach and excellence in communications and relationship building. I firmly believe in leading by example, not just in my professional role but also in life. 📊 My Track Record: I've led cross-functional teams, streamlined operations, improved processes, reduced costs, and designed revenue forecasts. I've initiated, planned, executed, and managed projects and programs to successful completion, achieving results within budget and time constraints. 💡 What Makes Me Unique: My unique selling proposition is my ability to align multiple people and departments around common projects and resources while focusing on effective communication, risk evaluation, process optimization, and revenue forecasting. I'm a strong communicator with excellent interpersonal, planning, problem-solving, multitasking, and leadership skills. 🏭 My Work Experience: • Head of Operations (Skip, New York, NY): Restructured leadership, improved efficiencies and quality, and developed financial projections for growth and hiring needs. • Head of Project Management Office (Canopy Management, Austin, TX): Launched the Project Management Office, achieved operational needs, and standardized how projects are managed across multiple departments. • Director of Operations (Pourtastic Tastings LLC, Austin, TX): Elevated the business from a side gig to a thriving enterprise, achieving $1M in annual revenue for the first time. • Executive of Coaching Department (Charfen Institute, Austin, TX): Coached small business owners, set performance goals, and authored resources for entrepreneurs. • Financial Advisor, Head Exit Planner (Erben Associates, Austin, TX): Managed exit plans, financial and estate plans, insurance, investments, and growth and exit strategies for business owners. 🎯 My Mission: My mission is to empower entrepreneurs to go further, fostering a supportive and empowering workplace culture. I'm committed to achieving success not only in business but also in personal growth, financial security, and relationship building. 🌈 Let's Transform Together: Whether you're a startup looking to scale or an established business seeking operational excellence, I'm here to guide you. Let's embark on a transformative journey where your success knows no bounds. Together, we'll redefine what it means to thrive in business and in life. 📩 Contact Me: Feel free to reach out and discuss how we can work together to achieve your goals. 📜 Certifications: Project Management Professional (PMP) 🛠️ Technical Proficiencies: A versatile tech stack including Microsoft Office, G Suite, Slack, Hubspot, ClickFunnels, Notion, and more. Proficient in project management platforms like Monday, Teamwork, Base Camp, Jira, and more. 📚 Education: Major in Communications from the College of Charleston, Charleston, SC, 2004. 🤝 Areas of Expertise: • Operations Management • Budgeting & Forecasting • Growth & Risk Strategies • Project Management • Strategic Planning • Process Improvement • Coaching & Development • Documentation & Control • Cross-Functional Collaboration 📝 Examples of work: • Strategic planning using OKRs • Annual and quarterly planning based on EOS methods • 360° Reviews of leadership teams • KPIs and metrics tracking systems and practices • Business plan development • Financial and revenue projections • Product/service roadmap design • Product/service launches and relaunches • Online course development • Marketing and sales strategies • Business owner coaching • Leadership coaching • Employee retention and culture building • Customer journey and customer experience • Client-facing deliverables • SOPs, documentation of systems and processes, diagramming, and process mapping • Team training and workshops • Project management and change management • CRM setup and implementation • Marketing content calendars

I help profitable business owners make better tax, retirement, compensation, and financial planning decisions before year-end, while there is still time to plan. My work is best suited for S-Corp owners, consultants, agency owners, professional service firms, and high-income self-employed professionals who need integrated tax and wealth strategy, not generic tax prep. Common projects include: • Business-owner tax planning • S-Corp compensation and distribution planning • Solo 401(k), SEP IRA, and retirement contribution strategy • Entity structure and owner compensation review • Cash-flow planning around taxes, payroll, and owner distributions • Tax-aware financial planning for business owners • Coordination questions involving CPAs, payroll providers, and attorneys I am a Certified Financial Planner™ professional and IRS Enrolled Agent. My focus is not simply preparing forms after the year is over. I help business owners understand the planning decisions that affect taxes, retirement savings, liquidity, risk, and long-term wealth building. A good fit is usually a business owner who is already profitable, has tax complexity, and wants a structured second opinion before making decisions. A poor fit is someone looking for the cheapest tax return, bookkeeping cleanup, day trading advice, stock picks, or a quick answer without reviewing the facts. The best starting point is a paid diagnostic consultation. We will review your situation, identify the major planning issues, separate what is urgent from what can wait, and outline next steps. If deeper work makes sense, I can scope a separate planning engagement after the call. Important: this profile is for education, planning, and advisory discussions. Tax, legal, and investment recommendations depend on your facts, documents, timing, and applicable rules. No tax savings, investment result, or planning outcome is guaranteed. Talk soon, Cayden W. McLaughlin, CFP®, EA Wealth Advisor & Tax Strategist cayden @ wealthadvisor365 .com

If you're a local service business and feel like you're invisible online, let's change that. Most service providers don't need an expansive marketing overhaul; they need to be found by the right people and that's exactly where I come in. Failing to have an optimized Google Business Profile can mean not just lost calls, but missed clients who never knew you existed. A dormant profile or one that doesn't appear in the right searches is money left on the table. The wrong guidance could leave you with more spend but less visibility. While others may suggest a broad marketing plan, I focus on your Google Business Profiles, taking simple steps to ensure your business shows up prominently and builds trust with potential clients. With 3 years of experience on Upwork, I focus on keeping your presence active and working in your favor over time. ✅ Google Business Profile Optimization: Make sure your profile stands out and consistently attracts the right views. ✅ Strategic Content Updates: Engage your audience with fresh content. ✅ Effective Review Management: Enhance your reputation with strategic responses that go beyond "thanks!" ✅ Comprehensive Monthly Reports: Stay informed with clear insights into what's working and what needs attention. Overcomplicating is not my style. I focus on making sure your presence is visible, relevant, and trustworthy. Many businesses think they need more marketing when what they need is consistency and clarity. If you're still here, it means you're ready to see tangible changes in your online visibility. Message me and let's turn your Google Business Profile into a tool that works as hard as you do.

I'm a Certified Financial Planner and Enrolled Agent. I value work life balance and quit my corporate 9-5 job to find the best mix for my family. Whether you just need help with your business books, OR a second opinion on anything tax related, I've got you covered. I'm passionate about saving YOU money on taxes. I help companies with bookkeeping and making sense of Profit and Loss Reports. I help Individuals create year over year plans to optimize their money with taxes in mind. Need help actually implementing a tax strategy from start to finish? I've got you! I can help implement payroll, entity type review and change, business tax strategy, Roth SE 401k, Cost Seg, HSA/Dependent Care FSA, and many more strategies.