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Experienced Product Manager, Owner and Business Analyst with 5+ years of success delivering SaaS, HR tech, and digital platform solutions. Skilled at turning complex business needs into actionable product strategies, leading cross-functional teams, managing end-to-end project delivery, and enhancing user experience through data-driven insights. Core Expertise - Product & Project Management (End-to-End Delivery) - Product Ownership & Roadmapping - Business Analysis & Requirements Gathering - Agile & Hybrid Delivery Models (Scrum, Kanban) - UI/UX Design Collaboration and Optimization - System Integrations (Salesforce, Microsoft Dynamics 365) - AI & Automation Initiatives - Testing, UAT & Quality Assurance What I Do I design, plan, and deliver scalable, user-focused digital solutions. From shaping product vision to managing project timelines, running workshops, writing user stories, and coordinating design and development, I ensure seamless delivery of features that meet business goals and exceed user expectations. What Drives Me I am passionate about using technology to solve real-world problems, streamline operations, and create measurable business value. I thrive at the intersection of product strategy, technology, and user experience building products and managing projects that deliver impact. Let’s Connect Open to networking, knowledge sharing, and opportunities to collaborate on innovative digital products and transformative business solutions.

Tired of technology 'solutions' that don't solve your actual business problems? I bridge the gap between complex business challenges and practical, high-impact digital strategies. As a Digital Transformation Consultant and co-founder of a tech consultancy, I partner with you to deliver solutions that meet your needs. With over 15 years of experience, I turn your 'what ifs' into 'what's next,' ensuring your technology investments deliver measurable results. I specialise in helping SMEs, startups and individuals define, plan and execute their digital ambitions. My core services include: - Digital Transformation Strategy: Moving beyond buzzwords. I analyze your current state, identify high-value opportunities and build a practical digital roadmap that aligns with your core business goals. - AI Solution Implementation: Evaluating and integrating the right AI tools to automate processes, enhance marketing and unlock new efficiencies in your operations. - Technology and Governance: Designing scalable tech strategies and governance frameworks. This ensures your technology stack is secure, compliant and ready for future growth. - Project and Stakeholder Management: Serving as your single point of command. I expertly manage internal teams, external vendors and C-level executives to ensure projects are delivered on time, on budget and with high user adoption. I am your partner from initial problem definition to post-implementation success, making sure you and your team are trained and empowered to succeed. My Certifications & Expertise: - Certified Google Cloud Digital Leader - Certified Product Manager - Certified Product Owner Ready to build a technology strategy that actually drives your business forward? Click the 'Invite' button and let's schedule a 15-minute introductory call.

👋 Hi, I’m Zain - a Product Manager helping startups ship faster and smarter. I’ve shipped 26+ products across AI, B2B SaaS, and logistics, managing roadmaps, dev teams, and timelines without the noise. ⚡ RESULTS THAT MATTER 💼 Worked with: Daraz ($300M+, Alibaba), Foodpanda ($500M+, Delivery Hero), Bazaar ($105M+), Beam ($1M+) 📱 Delivered 26+ products - SaaS tools, Android/iOS apps, internal systems 🛠️ Managed 100+ features from spec → sprint → ship 📈 Scaled usage to 1K+ users at Bazaar (bazaartech.com) 🚀 Shipped a core feature in 24 hours → improved delivery success 81% → 96% ✂️ Cut scope creep and improved sprint velocity by 20% 🌍 Led remote teams across Germany, Pakistan, Malaysia, Australia 🧠 Tools: Loveable, Base44, ClickUp, Jira, Notion, Figma, Linear, Slack 📍 CURRENTLY I work with founders, CTOs, and lean SaaS teams as a fractional PM. I focus on: ✅ Shipping MVPs ✅ Prioritizing roadmaps ✅ Leading delivery ✅ Cleaning messy specs and aligning teams Clients usually bring me in for 2–3 month sprints around key launches or product pivots. ✅ IF YOU NEED SOMEONE TO: (1) Untangle chaos into clean delivery (2) Bridge design, dev, and business or (3) Keep velocity up without sacrificing quality → I’m ready to plug in and take ownership. 🕐 AVAILABILITY 20 hrs/week alongside my full-time role. 🗓️ Weekdays: 9:30 AM – 3:00 PM GMT 🗓️ Weekends: 1:00 AM – 3:00 PM GMT Message me to confirm bandwidth for high-stakes or urgent work. Let’s build something great.

𝗦𝗔𝗙𝗲 𝗖𝗲𝗿t𝗶𝗳𝗶𝗲𝗱 𝗔𝗴𝗶𝗹𝗶𝘀𝘁® | 𝗦𝗦𝗠® | 𝗣𝗢𝗣𝗠® | 𝗦𝗔𝗦𝗠® | 𝗥𝗧𝗘® | 𝗧𝗲𝗰𝗵𝗻𝗶𝗰𝗮𝗹 𝗣𝗿𝗼𝗷𝗲𝗰𝘁 𝗠𝗮𝗻𝗮𝗴𝗲𝗿 | 𝗦𝗰𝗿𝘂𝗺 𝗠𝗮𝘀𝘁𝗲𝗿 🚀 𝗟𝗼𝗼𝗸𝗶𝗻𝗴 𝗳𝗼𝗿 𝗮 𝗦𝗼𝗳𝘁𝘄𝗮𝗿𝗲 𝗣𝗿𝗼? I’m your go-to! With 12 years in software development and a robust technical background, I deliver top-notch projects, managing both offshore and onsite teams to meet deadlines and budgets. 💼 𝗔𝗴𝗶𝗹𝗲 𝗣𝗿𝗼𝗷𝗲𝗰𝘁 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 𝗘𝘅𝗽𝗲𝗿𝘁 Skilled in Agile frameworks like SAFe, Scrum, Kanban, and Waterfall, I lead efficient sprint planning, retrospectives, and backlog grooming to ensure smooth team collaboration. 🔧 𝗧𝗲𝗰𝗵𝗻𝗶𝗰𝗮𝗹 𝗦𝗸𝗶𝗹𝗹𝘀 & 𝗧𝗼𝗼𝗹𝘀 From digital transformation and DevOps to micro-services and cloud computing, I bring advanced expertise to streamline workflows. Proficient with Jira, Confluence, Trello, and more, with AI to boost efficiency and reduce costs. 🌟 𝗘𝗻𝗱-𝘁𝗼-𝗘𝗻𝗱 𝗣𝗿𝗼𝗷𝗲𝗰𝘁 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 ✔️ Market Research & Strategy ✔️ Leadership & Collaboration ✔️ Agile Practices ✔️ Risk Management ✔️ Technical Knowledge ✔️ Budget & Time ✔️ Culture Building ✔️ Mentorship ✔️ Documentation ⚡ 𝗖𝗲𝗿𝘁𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻𝘀 ✔️ PMI-ACP®: Agile Certified Practitioner ✔️ AI: First Steps into Artificial Intelligence® ✔️ SAFe®: Agilist, Scrum Master, Advanced Scrum Master, DevOps ✔️ Product Owner/Product Manager, Release Train Engineer, SAFe Practice Consultant 𝗪𝗵𝘆 𝗖𝗵𝗼𝗼𝘀𝗲 𝗠𝗲? ✔️ 12 Years of Expertise in software development & Agile management ✔️ Leadership Excellence with cross-functional teams ✔️ AI-Driven Efficiency for optimized operations and savings ✔️ Results-Oriented with a focus on surpassing project goals ✔️ Skilled in leading distributed teams across multiple time zones ✔️ Using advanced project metrics to guide decisions and improve project outcomes. 💬 𝗪𝗵𝗮𝘁 𝗖𝗹𝗶𝗲𝗻𝘁𝘀 𝗦𝗮𝘆: “Always delivers solutions to any problem with a positive attitude and in a timely manner, leveraging advanced AI-based methods for optimal results.” 🚀 𝗦𝘂𝗰𝗰𝗲𝘀𝘀𝗳𝘂𝗹 𝗣𝗿𝗼𝗷𝗲𝗰𝘁𝘀 Check out my portfolio where I’ve successfully delivered projects like SaaS platform developments and mobile app solutions, driving innovation and meeting business goals. 🧠 𝗦𝗼𝗳𝘁 𝗦𝗸𝗶𝗹𝗹𝘀 ✔️ Stakeholder Engagement & Negotiation ✔️ Problem-Solving & Communication 📞 𝗟𝗲𝘁’𝘀 𝗧𝗮𝗹𝗸 I’m excited to help you bring your next project to life! Reach out to discuss your goals and how we can achieve them together.

I build the financial systems, operations, and AI tooling that growing businesses run on — as a Virtual CFO, Virtual COO, and hands-on systems builder. Production systems, not prototypes. Practical strategy, not theory. I run a regulated commercial finance practice in Australia. Every tool I sell here, I built for that practice first — under real compliance load, with real client files, against real time pressure. The MCP server, the AI agents, the document-generation skills, the data pipelines, the financial models — they were never proof of concepts. They were how I ran the business. What that means for you: I don't need to be onboarded into "the finance domain," "the broker workflow," "what compliance actually looks like," or "how a small business really makes and spends money." I have lived all of it for eighteen years across Westpac, Citi, ADP, Vasco Pay (Novatti Group), and now my own practice — on the operator side, not just observing from the consultant's chair. Most fractional CFOs and COOs hand you a spreadsheet and a recommendation. I hand you the recommendation and the system that runs it. That's the difference. As your Virtual CFO: Financial strategy, cashflow forecasting, budgeting, and financial modelling that a founder can actually read and trust. Serviceability and DSCR analysis, normalised EBITDA schedules, pricing and margin work, cost control, and lender-, investor-, or board-ready financial summaries — something I prepare as core work in commercial lending, not once a year. I bring structure, clarity, and foresight to the numbers, and I tell you what they actually mean for the decision in front of you. As your Virtual COO: I turn businesses that run on Excel, email, and tribal knowledge into businesses that run on systems. Operations and process design, 30/60/90 priorities, accountability, and the productising of recurring workflows so the business doesn't live in your head. Eighteen years including process and QA leadership (Telstra), payroll and operations (ADP), and root-cause work at Big Four banks — the bottleneck-finding muscle this kind of role runs on. As your hands-on systems & AI builder (the part most CFOs/COOs can't do): AI agents and Claude Skills for business workflows — shipped MCP servers, custom Claude Skills, RAG pipelines, and agent-based automations. If you have a high-volume manual task with rules behind it, I can probably ship the agent that does it. Internal tools and rules engines — feasibility calculators, lifecycle cost models, financial decision engines, lender-selection logic. Built for reuse, with audit trails, so analytical work survives staff turnover. Workflow automation and integrations — Cloudflare Workers, D1, scheduled triggers, API integrations, email triage, CRM sync. Systems that ingest unstructured data and emit structured, auditable outputs. Market intelligence and property data — suburb-level analysis integrating public data (HTAG, ABS Census) into branded, investor-grade reports with return analysis. How I work: I am direct. I will tell you when an idea will not scale, when a workflow is fixable with rules before AI, and when the right answer is a one-page Excel sheet rather than a custom build — or a finance process tightened before any tool is bought. I write working software, I document what I ship, and I leave you with something you or your team can maintain after I am gone. My background, briefly: 18 years in financial services — Big Four banking (Westpac, Citi), fintech and payments (Vasco Pay / Novatti Group as Senior Product Manager), payroll and operations (ADP, Telstra), and now founder of my own regulated practice (built from $10K to ~$200K in its first year). I hold a Graduate Diploma in Financial Planning, a Graduate Certificate in Financial Planning, Australian credit licensee status, and the ABFP (Accredited Behavioural Finance Professional) designation. I am currently completing the Certified Fund Manager designation. If any of these sound like your problem, message me: "We're flying blind on cashflow and need forecasting and reporting we can actually trust." "Our operations run on me, Excel, email, and tribal knowledge — we need it productised." "We want to use AI internally but everything we've tried is a demo, not a system." "We need a financial model, feasibility study, or credit submission built right." "Our team spends hours each week on a task an LLM agent could do reliably." "We have data sitting in three systems and no one is making decisions with it." "We need senior finance and operations leadership — but not a full-time hire." I will be honest in scoping, realistic in timelines, and I will not sell you something you do not need. Happy to discuss your business in a short call.

Most Product Managers manage a roadmap from the outside. I've spent 15 years on the inside — actually building the iOS and Android products that PMs typically only spec and track. That background changes how I do this job: I don't ask my engineering team if something's feasible, I already know. I don't pad timelines because I'm guessing at complexity — I've built the thing myself, more than once. I made the transition from hands-on mobile development into product management because I kept ending up owning the "why" and "what" as much as the "how" — prioritizing features, negotiating scope with stakeholders, and making the tradeoff calls that actually shape whether a product succeeds. Now I do that work full-time, with the technical fluency most PMs have to hire someone else to provide. WHAT I DO: • Product roadmap development & feature prioritization • MVP scoping and validation for early-stage products • App monetization strategy — ad mediation (AdMob, AppLovin MAX), in-app purchases, subscriptions • Sprint planning, backlog grooming, and agile delivery coordination • Writing technical specs and PRDs that engineers can act on without back-and-forth • Stakeholder communication — translating business goals into engineering priorities and vice versa • AI-assisted development workflows to speed up iteration and reduce engineering overhead WHAT I USE: • Jira, Confluence, Linear, Notion, Slack, Teams • Figma (for reviewing and iterating on UI/UX with design) • Firebase Analytics, Mixpanel, Amplitude • Claude Code and AI-assisted engineering workflows HOW I WORK: I operate well in fast-moving, high-ambiguity environments — the kind where priorities shift weekly and "we'll figure it out as we go" is the actual plan. I default to clear, frequent communication over big-batch updates, and I'd rather flag a risk early than surprise you with it later. WHY THIS BACKGROUND MATTERS FOR YOU: If you're a startup building your first app, I can help you scope an MVP that's actually buildable in your timeline and budget. If you're an established team looking to grow revenue, I understand the monetization mechanics well enough to make real optimization calls, not just recommend "run more A/B tests." Let's talk about what you're building.