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I help small businesses gain clarity and control over their finances through accurate bookkeeping, financial administration, back costing, profit and loss management, and detailed financial reporting. With extensive experience supporting businesses across multiple industries, I specialize in maintaining clean, audit-ready financial records that improve data accuracy, strengthen financial integrity, and support informed business decisions. My focus is on delivering reliable financial information that helps business owners understand profitability, manage cash flow, and achieve sustainable growth. What I Can Do for Your Business ✅ Full-Cycle Bookkeeping ✅ Financial Administration & Record Management ✅ Back Costing & Cost Analysis ✅ Profit & Loss Management ✅ Accounts Payable & Accounts Receivable ✅ Bank, Credit Card & Balance Sheet Reconciliations ✅ Cash Flow Monitoring & Forecasting ✅ Budget Preparation & Variance Analysis ✅ Payroll Processing ✅ Financial Reporting & Management Accounts ✅ Multi-Currency Accounting ✅ Stripe, Wise, PayPal & Payment Processor Reconciliations ✅ Accountant-Ready Working Papers ✅ VAT, GST & BAS Support Software Expertise Xero Certified Associate (Level 1) QuickBooks Online Microsoft Excel (Advanced Reporting & Budget Analysis) Google Sheets Stripe Wise PayPal My Approach I take pride in delivering accurate, organized, and timely financial information that business owners can trust. From reconciling accounts and preparing detailed profit and loss reports to creating management worksheets and supporting schedules, I ensure your financial records remain complete, compliant, and ready for your accountant or auditor. My work helps clients: Improve financial accuracy Maintain organized bookkeeping systems Monitor profitability effectively Strengthen cash flow management Reduce reporting errors Make informed business decisions with confidence Certifications Xero Associate Certification (Level 1) Currently Completing Xero Professional Certification (Level 2) Business Bookkeeping Fundamentals Business Compliance Essentials Mastering Accounts Payable Mastering Accounts Receivable Reconciliations for Bookkeeping Essential Bookkeeping Journals Analyzing the Income Statement Understanding the Balance Sheet Mastering Management Accounts Introduction to Company Income Tax Why Work With Me? In addition to my bookkeeping expertise, I bring over 44 years of experience in administration, office management, operations, training, and team leadership. This broad business background allows me to understand both the financial and operational aspects of running a successful business. I am committed to providing professional, reliable, and proactive support while helping businesses maintain accurate financial records and improve profitability. If you're looking for a dependable bookkeeper who can deliver clean financial data, detailed reporting, and practical financial insights, I'd be happy to discuss how I can support your business. I look forward to helping your business succeed.

I have 15+ years of senior management expertise, and I save businesses time and drive smarter decisions with error free databases, streamlined administration, and solid financial management. If you need one versatile professional, I am ready to deliver results immediately. RECENT REVIEW "Marina is a fantastic freelancer, 100% reliable in task, time and communication. One of the best I have worked with in 22 years." I can help you with – ADMINISTRATIVE & DATA SUPPORT •Entering - Customer details, sales records, inventory information, invoices, and other business data accurately. •Update - Keeping company databases, spreadsheets, CRM systems, and records current and correct. •Cleaning - Removing duplicate, incomplete, outdated, or incorrect information to improve data quality. •Conversions – PDFs to Word or Excel •Record Keeping - Maintaining accurate records for customers, employees, suppliers, finances, and business operations. ACCOUNTING / BOOKKEEPING SUPPORT • Accounts Payable & Receivable • Monthly bank, credit card, and general ledger reconciliations. • Prepare financial reports, profit / loss statements, balance sheets, and cash flow reports. • Review accounting transactions and identify discrepancies. • Maintain accurate financial records and ensure all supporting documentation is complete. • Assist with month-end and year-end closing processes. • Support bookkeeping, journal entries, and other day-to-day accounting tasks. • Work closely within a team to improve reporting accuracy and efficiency. I am meticulous, deadline-driven, and fully committed to confidentiality. I shall bring consistency, professionalism, and accuracy to your project. Let me take this off your hands. Message me to discuss your project. Marina v. CERTIFICATES & DEGREES Bookkeeping & Accounting (DAMELIN MANAGEMENT SCHOOL) Virtual Assistant (UDEMY BUSINESS SCHOOL) Financial & Business Management (UNIVERSITY OF SOUTH AFRICA) HOBBIES Feature Journalism (UNIVERSITY OF CAPE TOWN) Freelance Journalism (INTEC COLLEGE)

With over 5 years of hands-on experience, I specialize in financial accounting, comprehensive tax compliance, and payroll management for both individual and corporate clients. I am a registered Tax Practitioner with the South African Institute of Tax Professionals (SAIT) and SARS, dedicated to streamlining financial operations and ensuring total regulatory compliance. Core Competencies: Financial & Tax Accounting: Full-cycle accounting, financial reporting, and strict adherence to SARS regulations. Complex Problem Solving: Resolving high-stakes client issues with meticulous accuracy and efficiency. Payroll Management: End-to-end payroll processing and structuring. Team Leadership: Mentoring junior staff to foster collaborative, high-performing environments. Currently advancing my professional accounting qualifications, I am looking to partner with dynamic organizations that need dependable, strategic financial oversight. If you need a results-oriented professional who can secure your bottom line and build long-term trust, let's discuss how I can support your goals.

You don’t need another lecture about budgeting. You need a financial system that helps life feel less mentally cluttered. Many of the people I work with are earning a decent income, managing careers, families, businesses, or freelance work, and simply no longer have the time or mental energy to keep staying on top of every moving piece of their finances. The problem usually isn’t income. It’s complexity, inconsistency, and financial decisions that never quite feel organised. The service that I offer helps with the following: • stops you from avoiding your finances • reduce decision fatigue • create systems • you feel mentally lighter • make clearer financial choices • regain a sense of control I’m a financial coach with over 20 years of accounting experience, and I work with professionals and freelancers who want more clarity, structure, and confidence in their personal finances. Together we simplify the moving parts: • budgeting and cash flow • debt reduction planning • spending patterns and financial habits • savings goals and financial priorities • financial organisation and accountability • creating practical systems that are easy to maintain My approach is practical, calm, and personalised to real life. No shame. No extreme budgeting methods. No complicated financial jargon. Just clear guidance that helps you feel more in control of your money and less mentally weighed down by it. Because financial wellbeing is not only about numbers. It’s also about having the headspace to focus on the rest of your life. If you’re looking for practical financial support from someone who understands both the numbers and the human side of money, I’d be happy to chat. RemotaniaTribe

I am a highly experienced accounting and administration GURU offering 20 years combined experience in accounting, administration and personal assistance. I am a Certified bookkeeper (using Xero, QuickBooks and Pastel). I am a Certified Microsoft Word and Excel Office Specialist. My goal is to help businesses improve their systems, this includes (but not limited to) setup, clean-up or daily / weekly input and management. I am ready to take on both quick and more involved, long-term projects. Customer satisfaction is my ultimate priority. I have a strong desire in providing excellent remote bookkeeping services to modern business owners. I will help you any time of the day as long as you need me. I am highly reliable, ethical and client focused. If you've ever said, "My books are a mess" or "I just need help!" then I'm the bookkeeper for you. No books are beyond saving, let me do the hard work for you so you can focus on what matters most - your business! My services include:  Setting up new QuickBooks (Xero and Pastel)  Accounts Payable (Data input, reconciliations and investigation)  Accounts Receivable (Data input, reconciliations and investigation)  Finding, investigating and fixing incorrect transactions  Bank/Credit Card (Data input, reconciliations and investigation)  Financial Reporting  Journal entries (accruals, amortizations, loans)  Payroll Preparation  Month end Reviews and reporting  Budgeting  Advanced Excel knowledge.  Advanced Word knowledge  Data Entry. (Fast and accurate)  Administrative and Secretarial duties.  Data Analysis  Providing workable solutions to everyday problems  Putting processes and procedures in place to ensure continued best practice

Why you should hire me: * I am a bookkeeper and payroll administrator with 10+ years’ experience supporting businesses. *Skilled in Sage Business Cloud Accounting (including multi-currency), Xero, Dext, Hubdoc, Tidyflo, Google Docs, Google Meet, Skype, Microsoft Teams, Microsoft Office, Loom and integrating via webhooks. *I provide accurate reconciliations, payroll, and financial reporting. *Detail-oriented and reliable. *I work independently while keeping communication clear and professional. *Currently studying Accounting and Taxation part-time. *I am committed to delivering efficient, compliant, and trustworthy bookkeeping to clients worldwide.