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Solve Payment Friction. Accelerate Revenue. Stay Ahead of Risk. My mission is to make money movement better and safer for everyone. I help merchants and fintechs fix payment problems, improve approval and conversion rates, avoid fraud and compliance risks, and build modern, scalable money movement systems. I work with merchants and fintechs at all levels of their payments journey. Some need a gateway or a MID, while others need a deeper solution, or even a built-out system with end to end processes, providing clarity, strategy, and results. Whether you’re a merchant facing processor issues or a fintech building new payment infrastructure, I help you move faster and safer with expert guidance and hands-on support. ✅ Expertise Merchant Payment Strategy – Account setup, gateway selection, subscriptions, chargebacks Processor Problem Solving – Frozen accounts, risk flags, high-risk approvals, multi-MID Fintech Payments Architecture – Cards, ACH, crypto, real-time rails, payout networks Risk, Fraud, and Compliance – PCI, KYC, onboarding, fraud mitigation Product & Integration Advisory – Embedded payments, APIs, vendor selection Checkout & Payment Flow Optimization – Improve approvals and reduce abandonment 🧠 Why Clients Choose Me Real-World Results: I’ve launched and scaled fintech products used by 3M+ users and $400MM+ ARR Hands-On & Strategic: I work across product, ops, risk, and tech to deliver practical, scalable solutions Trusted Advisor + Operator: You’ll get expert insight and execution support, not canned templates Not Tied to a Platform: I help you find your best-fit answer, as I am not tied to one specific solution Responsive, Clear, and Reliable: You’ll always know what’s happening and what comes next 🔧 Services Offered Processor Diagnostics & Gateway Setup Merchant Account & MID Optimization High-Risk Merchant Advisory Subscription & Recurring Billing Solutions Dispute & Chargeback Prevention Fintech Payments Infrastructure Design Product Management Entity Setup with Payments Flow Compliance & Risk Program Guidance Let’s fix what’s slowing down your payments, or build something better from the start. Whether you’re a merchant scaling revenue or a fintech launching a new product, I can help you move money smarter, faster, and with less risk.

Technical Business Analyst, Product Manager & Project Management Consultant with 16+ years of experience delivering data-driven digital solutions in 4 core industries: 🔹Banking 🔹Fintech 🔹Insurance 🔹Human Resources My tenure with Tier-1 organizations like JP Morgan Chase ( 7 Years) , Capgemini (4 Years ) , and Aon Hewitt (2 Years) has endowed me with: 🔹Deep domain expertise 🔹A proven track record of driving results in high-stakes enterprise environments I specialize in: 🔹Evaluating systems, processes, and user experiences 🔹Bridging the gap between business stakeholders and technology teams 🔹Translating ambiguous business problems into clear, structured requirements, process designs, and actionable delivery plans Whether you need: 🔹 A Business Requirements Documentation (BRD) crafted from scratch 🔹 Functional Requirements Documents (FRD) 🔹 User Stories & Acceptance Criteria 🔹 Agile/Scrum Documentation 🔹 An Agile team led through a complex sprint cycle 🔹 A system implementation managed end-to-end 🔹 UAT Planning & Support 🔹 Process Flow Diagrams 🔹 Gap Analysis 🔹 Data Mapping & Workflow Documentation 🔹 Stakeholder Communication 🔹 Project Coordination & Delivery Support I bring structured thinking, strong communication, and enterprise-level execution to every engagement. 𝗞𝗘𝗬 𝗘𝗫𝗣𝗘𝗥𝗧𝗜𝗦𝗘 📌 Business Analysis Requirement Gathering • Functional Analysis • Documentation • Technical Writing • Workflow Analysis • Process Improvement • UAT • Functional Testing • Production Support • Business Process Design • SOPs • Roadmap Delivery 📌 Agile & Project Management Sprint Planning • User Stories • Backlog Management • Stakeholder Management • Risk Assessment • Status Reporting • Vendor Coordination 📌 Domain Expertise Banking • Credit Cards • Fintech • Insurance • HR Systems • Clinical Research • Data Management 📌 Data & Technical Skills SQL • SAS • Informatica • Teradata • ETL • Data Mapping • Data Quality • Reporting 📌 Tools & Platforms Jira • Confluence • MS Excel • MS Project • SharePoint • Tableau • Power BI • Salesforce CRM • ERP Oracle HCM, SAP HR 📌 Methodologies Agile • Scrum • Waterfall • SAFe ✅ Why clients work with me: ✔ I offer a unique combination of Business Analyst, Project Manager, Product Manager, Client Engagement Manager, Client Interview, Operation Consultant, Operation Manager, Business Manager, Technical Business Analyst, Operation Team Member, Business Development Manager and communication leadership roles which are typically handled by separate resources. ✔I serve as a central coordination partner across clients, stakeholders, and delivery teams — simplifying collaboration and improving execution efficiency across projects. ✔ Clear and structured documentation ✔ Strong business-to-technology communication ✔ Enterprise project experience ✔ Reliable stakeholder management ✔ Fast learning and problem-solving ability ✔ Detail-oriented delivery approach In addition to delivery roles, I have participated in hiring panels, helping organizations evaluate candidates and align talent with business and team needs. Clients consistently value my ability to clarify complex requirements, bridge business and technology teams, and drive projects towards successful outcomes, as reflected in my portfolio items Let’s discuss how I can help streamline your requirements and bring delivery excellence to your next project. Thank you!

--MBA with Wall Street experience (American University, Deutsche Bank) --15 years at IBM Consulting --Write white papers, business cases, pitch decks, web content and press releases --Journalism clients include The Economist Group, Investor's Business Daily, Newsday, Palm Beach Post, Institutional Investor's Alpha, The Industry Spread and DealFlow's Alternative Lending Report --Presently writing and editing feature articles for AlphaSense, Global Finance magazine, HFM, the Sharestates blog and others --Ghostwriting newsletters and market forecasts for two pension funds --Served on staff at Rodale Press, (Fort Lauderdale, Fla.) Sun-Sentinel and ChemicalWeek --Board member, New York Financial Writers Association

Hello, I am Mauricio! I’m an executive, strategist, and content creator with over 15 years of experience leading innovation across digital banking, crypto, and cross-border payments. I help Web3, fintech, and financial platforms grow through regulatory strategy, business development, and high-impact content. What I bring to your project: 🔹 Crypto & DeFi Expansion – I led the expansion of Globiance into 11+ countries, securing one of the first Bitcoin/crypto licenses in El Salvador and enabling over $1B in potential deal volume across LATAM and Europe. 🔹 Strategic Partnerships – Built ecosystems from scratch, forged alliances with banks, governments, and top-tier CEXs (including Binance, OKX, MEXC), and led joint campaigns with major crypto brands and influencers. 🔹 Content with Industry Insight – I’ve written over 1 million words published across FXStreet, FX Empire, Bitcoin Magazine, and institutional blogs. I specialize in turning complex blockchain and financial topics into clear, engaging narratives—articles, landing pages, video scripts, newsletters, FAQs, and more. 🔹 AI & Product Innovation – I work on AI-driven content and product development, including automation and language generation tools applied to fintech and education platforms. 🔹 Proven Track Record – Inventor of the FXStreet Currency Sentiment Poll, used by thousands of traders and financial institutions globally. Led the launch of fiat/crypto hybrid platforms at GlobiancePay with compliance-ready infrastructure. If you're looking for someone who understands the technology, regulation, and storytelling behind financial innovation—I can help you build it, explain it, and scale it. In 2026, as alternative settlement infrastructure becomes critical and de-dollarization accelerates globally, I help fintech companies navigate this shift through strategic positioning, institutional partnerships, and high-impact content that educates markets and builds trust. Let’s connect and bring your project to life. Mauricio

Snr. AML & Financial Risk Operations Consultant | CAMS | Broker-Dealer & Fintech Expert. I am a senior-level AML & Financial Risk Operations professional with hands-on experience operating within regulated financial services environments, supporting financial institutions, FinTechs, and high-risk businesses under U.S. regulatory scrutiny. I currently lead AML operational workflows at a U.S. broker-dealer / fintech platform, where I oversee transaction monitoring across multiple funding channels, design risk-scoring logic, and partner directly with Compliance, Payments, and Technology teams to ensure AML is embedded into operations; not treated as an afterthought. I don’t just “review alerts.” I build AML systems that regulators respect and businesses can actually operate. What You Can Expect When We Work Together ✔ Regulatory-Sound AML Controls ✔ Clear, Defensible Risk Decisions ✔ Operational Efficiency Without Cutting Corners ✔ Audit-Ready Documentation & Escalations My work is grounded in real operational risk, not theory; the same level of scrutiny your program will face during audits, partner reviews, or regulator exams. The Outcomes I Help Clients Achieve ☑ Strengthen AML & Financial Crime frameworks ☑ Pass KYC/KYB and payment processor reviews ☑ Reduce false positives while catching real risk ☑ Improve SAR quality and investigative consistency ☑ Align fintech growth with regulatory expectations ☑ Build scalable, regulator-defensible AML workflows My “Unfair Advantage” Working directly inside live AML operations has taught me that compliance failures rarely come from ignorance of the rules. They come from execution gaps - unclear escalation logic, inconsistent risk decisions, and controls that don’t translate into day-to-day workflows. I specialize in closing those gaps. What Sets My Work Apart 1️⃣ Real-World AML Operations Leadership I lead the design and calibration of AML controls across customer onboarding and payment flows, including risk-based deposit holds, DNDBW decisioning, and escalation frameworks. My focus is on aligning control thresholds, investigative standards, and operational capacity so risk decisions are consistent, defensible, and scalable. 2️⃣ Risk-Based Thinking (Not Checkbox Compliance) I apply risk scoring, typology-driven analysis, and behavioral pattern recognition — not one-size-fits-all rules that collapse under scrutiny. 3️⃣ Willingness to Push Back (When It Matters) I am not afraid to challenge weak assumptions, poorly designed controls, or “this is how we’ve always done it” thinking, because regulators won’t accept it either. My goal is not to please; it’s to protect your business. What Clients Commonly Hire Me For ✔ AML Program Reviews & Gap Assessments ✔ Transaction Monitoring Design & Optimization ✔ KYC / KYB Package Reviews (High-Risk Friendly) ✔ SAR Drafting, Review & Escalation Frameworks ✔ Risk Scoring Models & Red-Flag Logic ✔ ACH & Payment Channel Risk Controls ✔ AML Policy & Procedure Enhancements ✔ Fintech, Broker-Dealer & MSB Advisory Support ✔ AI-Enabled Financial Crime Risk Analysis Credibility That Matters ✔CAMS-Certified AML Professional ✔FINRA Series 7 & 63 Licensed ✔Senior AML Operations Analyst at a U.S. broker-dealer ✔Experience collaborating with Compliance, Legal, Payments & Engineering ✔Contributor to AI-enabled money laundering risk research (UK AI Security Institute collaboration) If you want clear judgment, strong controls, and an AML partner who understands both regulators and business realities, we’ll work extremely well together. Let’s build something defensible. 📞 Invite me to your project and I’ll reach out to find out if you would be a good fit to have a complimentary consultation call with me. 📞 Thank you for taking some time to learn about me. Talk soon! Wisdom Isu

Are you a founder, startup, or growing business looking for a partner who can deliver both business clarity and technical excellence? With over 16 years of experience and a proven track record of helping clients raise over $100M+ and launch scalable digital products, I offer a rare combination of strategic business insight and hands-on development expertise. Whether you need investor-ready documents (pitch decks, business plans, financial models), or you're building a high-performing web/mobile app, I deliver solutions that are tailored, strategic, and designed to drive results. 💼 What I Offer 📊 Business Strategy & Financial Consulting • Investor-Ready Pitch Decks (VC/Angel/Accelerator formats) • Compelling Business Plans (Investment, Visa, or Growth-focused) • Clean, clear Financial Models (Cash Flow, Valuation, Projections) • One-Pagers, Executive Summaries, and Visual Storytelling • GTM Strategy, Product Roadmaps, and Startup Positioning 🧑‍💻 Full-Stack Web & Mobile App Development • MVPs & SaaS Platforms (Scalable & Lean) • Frontend: React.js, Angular, Vue.js, Next.js, Svelte, Tailwind CSS • Backend: Node.js, Laravel, Django, NestJS, .Net • Mobile: React Native, Flutter, Kotlin (Android), Swift (iOS) • Admin Panels, Dashboards, Realtime Apps, and APIs • Integrations: Stripe, PayPal, Twilio, Firebase, AWS, and more • CI/CD, Docker, Git, Vercel, Netlify, Firebase Hosting 🌍 Who I Work With I collaborate with startups, SMEs, and enterprise teams across industries like: • FinTech & SaaS • HealthTech & EdTech • E-Commerce & Retail • Crypto & Blockchain • Real Estate, Logistics, Automotive, Media, and More • From Silicon Valley to Saudi Arabia, from bootstrapped founders to funded startups, my work is • adapted to meet your industry, market, and stage of growth. ✅ Why Clients Choose Me 🚀 $100M+ Raised for clients through compelling pitch materials 💡 Tech & Business Fusion – Get strategy, storytelling, and code in one place 🌐 Global Perspective with U.S.-based communication 📈 Results-Driven Approach – Not just deliverables, but business outcomes ⚡ Fast Turnaround & Clear Communication 🤝 One-Stop Partner – From investor docs to MVP launch and beyond 🔍 What You Can Expect ✅ Free discovery call or consultation to understand your goals, business needs, and product vision ✅ Detailed proposal with clear deliverables, timeline, and transparent pricing ✅ Collaborative, agile development process with regular check-ins and milestone reviews ✅ Candid, expert feedback to refine your strategy, UX, and overall product direction ✅ Clean, scalable, and well-documented code built to industry best practices ✅ Professional communication with fast response time and ongoing support ✅ Post-launch maintenance & optimization to ensure performance and long-term success ✅ Flexible delivery options — from team handoff to long-term collaboration, based on your preference ✅ Pitch-ready, polished final product that’s not just functional, but persuasive and market-ready 📂 View my portfolio for real-world examples of startups funded, products launched, and businesses scaled. 📩 Ready to elevate your business and build something great? Let’s connect and turn your vision into reality.