You will get Arvanalytics Complete Underwriting & Analysis Package (Ready-To-Use Tools)
Project details
Consumer Analysis Templates Included:
-Collateral Analysis
-Deposit and Loan Exposure
-Loan Exceptions and Covenants
-Global Cash Flow (Combined DTI)
-Risk Grade Calculation
-K-1 Detail Analysis
-Loan Specific Information
-Personal Borrower Cash Flow (DTI)
-PFS Form
-Consumer Credit Memo Template
-Consolidated Consumer Workbook
Commercial Analysis Templates Included
-A/R Aging vs. A/P Aging Analysis
-Business EBITDA Cash Flow Calculation (DSC)
-Collateral Analysis
-Deposit and Loan Exposure
-Detailed Debt Listing Form
-Loan Exceptions and Covenants
-Financial Spreading for Businesses
-Ratio Analysis
-UCA Cash Flow Analysis (Direct and Indirect Methods)
-Global Cash Flow (Combined DSC)
-Risk Grade Calculation
-K-1 Detail Analysis
-Loan Specific Information
-Personal Borrower Cash Flow (DSC)
-PFS Form
-Projection Forecasting Models
-Rent Roll Analysis Form
-Schedule C Detail Analysis (Sole Proprietorship)
-Schedule E Part I Detail Analysis (Rental Properties)
-Schedule F Detail Analysis (Farm Income)
-Interest Rate Stress Testing
-Income Statement Stress Testing (Rev., COGS, Op. Exp.)
-Tax Rate Adjustment Calculator
-Commercial Credit Memo Template
-Consolidated Commercial Workbook
-Collateral Analysis
-Deposit and Loan Exposure
-Loan Exceptions and Covenants
-Global Cash Flow (Combined DTI)
-Risk Grade Calculation
-K-1 Detail Analysis
-Loan Specific Information
-Personal Borrower Cash Flow (DTI)
-PFS Form
-Consumer Credit Memo Template
-Consolidated Consumer Workbook
Commercial Analysis Templates Included
-A/R Aging vs. A/P Aging Analysis
-Business EBITDA Cash Flow Calculation (DSC)
-Collateral Analysis
-Deposit and Loan Exposure
-Detailed Debt Listing Form
-Loan Exceptions and Covenants
-Financial Spreading for Businesses
-Ratio Analysis
-UCA Cash Flow Analysis (Direct and Indirect Methods)
-Global Cash Flow (Combined DSC)
-Risk Grade Calculation
-K-1 Detail Analysis
-Loan Specific Information
-Personal Borrower Cash Flow (DSC)
-PFS Form
-Projection Forecasting Models
-Rent Roll Analysis Form
-Schedule C Detail Analysis (Sole Proprietorship)
-Schedule E Part I Detail Analysis (Rental Properties)
-Schedule F Detail Analysis (Farm Income)
-Interest Rate Stress Testing
-Income Statement Stress Testing (Rev., COGS, Op. Exp.)
-Tax Rate Adjustment Calculator
-Commercial Credit Memo Template
-Consolidated Commercial Workbook
Project Type
Data Entry, Project Management, OtherWhat's included
| Service Tiers |
Starter
$300
|
Standard
$500
|
Advanced
$700
|
|---|---|---|---|
| Delivery Time | 2 days | 2 days | 2 days |
Number of Revisions | 1 | 1 | 1 |
Frequently asked questions
About Austin
Financial Modeling | Senior Credit Officer | CRE/C&I Underwriting
Apex, United States - 2:35 am local time
Professional Summary
Credit Risk Professional with over 13 years of expertise in credit risk analysis and assessment, credit policy development (creating, implementing, and training), and proper loan structuring in compliance with regulatory guidelines within both the commercial and consumer banking environment.
Areas of expertise include analyzing, structuring, and approving CRE, C&I, SBA, and investment real estate loans ranging from $100k to $100MM. I help banks, private lenders, family offices, brokers, and investors get fast, accurate, lender-ready underwriting, including:
What I Deliver:
- Complete financial spreads (CRE, C&I, SBA, Investment RE portfolios)
- UCA cash flow analysis
- CRE underwriting and rent roll modeling/analysis
- Global cash flow & guarantor analysis
- Credit memos (short-form or full write-ups)
- Loan structuring recommendations
- Covenant testing & risk rating support
- Portfolio reviews and asset-quality summaries
- ALM / interest-rate risk analysis (gap, duration, IRR)
- Borrower financial package cleanup
- Stress testing + sensitivities
- Excel-based financial models and templates
Background:
- Former Senior Credit Officer and Senior Credit Manager within large community bank institutions
- Analyzed thousands of deals across CRE, C&I, SBA, investment real estate, and operating companies
- Deep experience in cash flow modeling, risk assessment, and credit policy
- Strong ALM and interest-rate risk knowledge, including gap flipping, hedging, and securities analysis
- Creator of Arvanalytics, LLC - Excel underwriting & risk analysis tools
What Clients Say About Working With Me:
- Fast turnaround (same-day or 24-48 hours depending on scope of analysis)
- Clear communication
- Clean Excel models
- Banker-level accuracy
- Solutions-focused, not just data-entry underwriting
- Professional, confidential, and detail-oriented
Typical Deliverables:
- Underwriting package ready for loan committee
- Deal red-flag summary
- Identification of credit risk strengths, weaknesses, and risk grade evaluation
- Sensitivity scenarios (rates, occupancy, DSCR, leverage, cash flow, liquidity)
- Streamlined package for investors or brokers
- Excel templates for ongoing use
If you need accurate spreads, underwriting support, or a second set of eyes on a deal or portfolio, I can help.
Send me a message and I'll review your deal or project today.
Steps for completing your project
After purchasing the project, send requirements so Austin can start the project.
Delivery time starts when Austin receives requirements from you.
Austin works on your project following the steps below.
Revisions may occur after the delivery date.
Review your requirements
Prepare template package