You will get U S Mortgage Loan Underwriting

Let a pro handle the details

Buy Customer Support services from Debendra, priced and ready to go.

Let a pro handle the details

Buy Customer Support services from Debendra, priced and ready to go.

Project details

US Mortgage Underwriting-Primary-Conventional
Are you looking for an experienced US Mortgage Underwriting professional to review residential mortgage loan files accurately and efficiently?
With extensive experience in Residential Real Estate (RRE) Mortgage Underwriting, I can help lenders, mortgage brokers, mortgage processing companies, and investors perform thorough loan reviews while maintaining quality and compliance.
My Services (All 4-C’s)
• Complete mortgage loan file review
• Income calculation and analysis
• Asset review and verification
• Credit report analysis
• Capacity and affordability assessment
• Debt-to-Income (DTI) calculation
• Purchase and refinance loan review
• Self-employed income analysis
• Rental income calculation
• Title report review
• Purchase contract review
Loan Programs Covered
• Conventional Loans (Primarily)
What You Will Receive
• Detailed underwriting observations (Notes)
• Missing document checklist
• Income and DTI calculations
• Asset Requirement as per loan.
• Recommendation.
Note: This service is intended for operational support, Final lending decisions remain the responsibility of the lender or authorized underwriting authority.
Industry
Real Estate
Language
English
What's included
Service Tiers Starter
$15
Standard
$25
Advanced
$40
Delivery Time 1 day 1 day 3 days
Number of Hours of Work
61218
Scriptwriting
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Summary Report
Social Media Replies
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Email Support
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Live Chat Support
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Debendra B.Status: Offline

About Debendra

Debendra B.Status: Offline
U.S. Mortgage Loan Underwriter | Loan File Review & Credit Analysis
Mumbai, India - 1:30 pm local time
I am a Senior Mortgage Underwriter with over 14 years of expertise in residential mortgage underwriting, specializing in Conventional, FHA, and VA loans. My experience encompasses live underwriting, Pre-purchase review, pre-underwriting, loan quality review, and thorough credit risk assessment, adhering to strict Fannie Mae and Freddie Mac guidelines. I have successfully managed underwriting teams of up to 30 professionals, driving productivity, improving turnaround times, and enhancing quality scores. My key strengths include borrower Credit , capital , capacity collateral review & analysis. Interpretation of AUS findings, and risk mitigation strategies. If you are seeking a detail-oriented professional to ensure your underwriting operations are efficient and compliant, let’s discuss how I can contribute to your success.


Expert US Mortgage Underwriting | Primary-Conventional
Are you looking for an experienced US Mortgage Underwriting professional to review residential mortgage loan files accurately and efficiently?
With extensive experience in Residential Real Estate (RRE) Mortgage Underwriting, I can help lenders, mortgage brokers, mortgage processing companies, and investors perform thorough loan reviews while maintaining quality and compliance.
My Services (All 4-C’s)
• Complete mortgage loan file review
• Income calculation and analysis
• Asset review and verification
• Credit report analysis
• Capacity and affordability assessment
• Debt-to-Income (DTI) calculation
• Loan-to-Value (LTV) review
• Purchase and refinance loan review
• Self-employed income analysis
• Rental income calculation
• Title report review
• Purchase contract review
Loan Programs Covered
• Conventional Loans (Primarily)

**What You Will Receive**

• Detailed underwriting observations (Notes)
• Missing document checklist
• Income and DTI calculations
• Asset Requirement as per loan.
• Recommendation (Approve / Suspend / Refer based on documentation provided)

**Why Choose Me?**

• 14 years Strong experience in US Residential Mortgage Underwriting
• Worked with multinational company with leading bank as client - Tata consultancy (Citi Bank) , BNY Mellon, Cognizant (Caliber Home Loan) , SitusAMC (Nova Home Loan) , FirstSource LTD (Pulte Mortgage ) , WNS (M&T Bank)
• Thorough file review with attention to detail
• Fast turnaround
• Professional communication
• Confidential handling of client information

Note:*** This service is intended for operational support, and file review purposes. Final lending decisions remain the responsibility of the lender or authorized underwriting authority.

***Client Requirements***

Client must provide secure remote access (Citrix Workspace, Remote Desktop/RDP, VDI, or similar), required system access, and necessary permissions to perform the underwriting assignment securely.

***Long-Term Collaboration***

I am available for both one-time projects and long-term engagements. If you are a mortgage lender, broker, BPO, or processing company looking for a reliable US Mortgage Underwriting professional, I would be happy to become your dedicated long-term freelancer.
I am committed to delivering accurate, high-quality underwriting support with quick turnaround times. For ongoing projects, I can work within your secure remote environment (Citrix Workspace, Remote Desktop, VDI, VPN, or other approved platforms) and follow your company's underwriting guidelines and quality standards.

I welcome opportunities to build long-term professional relationships based on consistency, confidentiality, and trust.

Also Available for Full-Time Dedicated Support (40 hours/week)

I am open to long-term contracts and dedicated support for lenders, mortgage brokers, and underwriting firms requiring a consistent underwriting resource.

Steps for completing your project

After purchasing the project, send requirements so Debendra can start the project.

Delivery time starts when Debendra receives requirements from you.

Debendra works on your project following the steps below.

Revisions may occur after the delivery date.

Discussion regarding the requirement and access client remote desktop

1-Discussion regarding the requirement and access client remote desktop. 2-Required a sample file to review to gain the client trust. will be charged only $5 for all kind of review. (Single file)

Live project

1-Once same file is reviewed and payment received , will go for live project as per price listed. 2-Give the feedback Upwork portal

Review the work, release payment, and leave feedback to Debendra.