You will get Fintech AML/KYC Compliance Framework with SOPs & Risk Matrix (Audit-Ready)
Project details
1️⃣ Client Problems
Fintech companies often face regulatory pressure due to fragmented AML/KYC controls, missing SOPs, unclear risk scoring, and frameworks that look fine on paper but fail during audits or partner due diligence.
2️⃣ What I Do
I design a complete, audit-ready AML/KYC compliance framework tailored for fintech business models, covering onboarding, monitoring, escalation, and governance—aligned with regulatory and partner expectations.
3️⃣ Scope of Work
AML/KYC Policy & Compliance Framework
Customer Risk Assessment & Risk Matrix
KYC, CDD & EDD SOPs
Transaction Monitoring & Escalation SOP
Sanctions, PEP & Adverse Media procedures
STR/SAR reporting workflow
Record-keeping & internal controls
4️⃣ What You Receive
Fully customized AML/KYC framework
Practical SOPs ready for implementation
Clear risk matrix & scoring logic
Documentation suitable for audits, banks, and regulators
5️⃣ Next Step
Message me with your fintech model, jurisdiction, and risk exposure to proceed.
Fintech companies often face regulatory pressure due to fragmented AML/KYC controls, missing SOPs, unclear risk scoring, and frameworks that look fine on paper but fail during audits or partner due diligence.
2️⃣ What I Do
I design a complete, audit-ready AML/KYC compliance framework tailored for fintech business models, covering onboarding, monitoring, escalation, and governance—aligned with regulatory and partner expectations.
3️⃣ Scope of Work
AML/KYC Policy & Compliance Framework
Customer Risk Assessment & Risk Matrix
KYC, CDD & EDD SOPs
Transaction Monitoring & Escalation SOP
Sanctions, PEP & Adverse Media procedures
STR/SAR reporting workflow
Record-keeping & internal controls
4️⃣ What You Receive
Fully customized AML/KYC framework
Practical SOPs ready for implementation
Clear risk matrix & scoring logic
Documentation suitable for audits, banks, and regulators
5️⃣ Next Step
Message me with your fintech model, jurisdiction, and risk exposure to proceed.
Project Type
Business Consulting, Financial Consulting, Legal, Training & DevelopmentWhat's included
| Service Tiers |
Starter
$30
|
Standard
$50
|
Advanced
$80
|
|---|---|---|---|
| Delivery Time | 2 days | 4 days | 7 days |
Number of Revisions | 2 | 3 | 4 |
Optional add-ons
You can add these on the next page.
Fast Delivery
+$5 - $15Frequently asked questions
5 reviews
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MB
Maa AlKawthar B.
Apr 17, 2026
AML Policies Review for Audit Compliance
Ziayad provided exceptional support in reviewing and strengthening our AML/CTF policies for audit compliance. He not only identified key gaps but also implemented practical improvements that made our policies more robust, structured, and aligned with industry standards.
His understanding of risk-based approach, CDD/EDD, and audit requirements was clearly evident. Communication was smooth, and delivery was timely. We are highly satisfied with the outcome and would confidently work with him again.
His understanding of risk-based approach, CDD/EDD, and audit requirements was clearly evident. Communication was smooth, and delivery was timely. We are highly satisfied with the outcome and would confidently work with him again.
TP
Taimoor P.
Apr 1, 2026
AML/CFT Specialist for Compliance
Ziayad is a great freelancer .. very professional, knowledgeable, and easy to communicate with.
Would hire him again and recommend him highly.
Would hire him again and recommend him highly.
KS
Keshav S.
Mar 31, 2026
Content Writer – FINTRAC Suspicious Transaction Reporting (STR) User Guidebook
I had the opportunity to work with Ziayad for over a month, and I was really happy with the efforts and commitment to deadlines I had mentioned. I would look forward to work with him for my next project.
SR
Sabreen R.
Feb 6, 2026
Identity Verification & Document Review Analyst
RM
Ronan M.
Jan 9, 2026
Paid 30-Minute Interview - AML Operations & Financial Crime Professionals
About Ziayad
AML Compliance Officer & MLRO | Fintech, Crypto & MSB | FINTRAC DFSA
80%
Job Success
Lahore, Pakistan - 7:01 pm local time
CAMS, ACMA, CGMA certified with 5+ years building compliance programmes across banking, crypto, and payments. Delivered FINTRAC MSB registrations, FCA authorisation applications, and DFSA licensing support. Designed end-to-end KYC/CDD onboarding workflows using Sumsub, Persona, and Jumio. Built transaction monitoring rule sets, SAR/STR reporting frameworks, and enterprise-wide risk assessments.
Unlike generalist compliance consultants, I operate as a hands-on Compliance Officer and MLRO at a DIFC-regulated payments firm — meaning every policy I write for clients reflects what actually works under regulatory scrutiny, not academic theory.
Message me with your regulatory challenge and I'll tell you exactly how I can help
SKILLS TAGS
Anti-Money Laundering (AML)
Regulatory Compliance
Know Your Customer (KYC)
Cryptocurrency
Compliance Consulting
Risk Assessment
Financial Regulation
Fraud Detection
Due Diligence
Policy Development
Internal Audit
Financial Crime
Blockchain
Fintech
Sanctions Compliance
Steps for completing your project
After purchasing the project, send requirements so Ziayad can start the project.
Delivery time starts when Ziayad receives requirements from you.
Ziayad works on your project following the steps below.
Revisions may occur after the delivery date.
Client purchases the project and sends requirements.
Client shares basic KYC/CDD details, documents, and scope of work. I review all inputs to confirm regulatory relevance and begin compliance assessment aligned with AML/KYC standards.
You complete the project following the steps that you add here.
I conduct document verification, customer profiling, and risk rating using FATF & EU AMLD frameworks. A detailed CDD report and supporting forms are prepared for compliance submission.