You will get Fintec ISO Management & Financial Services Platform


Project details
Full-stack financial services platform for ISO (Independent Sales Organization) management
with a 4-tier role hierarchy: Platform Admin, Master Distributor, Sub-Distributor, and Provider.
Built with React 19, TypeScript, Tailwind CSS v4, Java Spring/Python Go, Prisma ORM, and
PostgreSQL 16 with Row-Level Security.
48 production-ready pages across 5 portals covering the complete MCA (Merchant Cash Advance)
lifecycle — from application intake and underwriting pipeline through funding, commission
tracking, collections, and renewals.
Key capabilities:
• Application pipeline with multi-stage workflow (Submitted → Review → Processing → Funded)
• Revenue & commission tracking with CSV/PDF export and leaderboards
• Hash-chained audit logging for regulatory compliance
• Email automation with template management (Resend + React Email)
• AI voice assistant integration (Retell.ai / ElevenLabs)
• Bulk import, webhooks, API key management
• Real-time analytics dashboards with Recharts
• Full dark mode support with custom "Savanna" design system
• JWT authentication with PostgreSQL RLS and RBAC
with a 4-tier role hierarchy: Platform Admin, Master Distributor, Sub-Distributor, and Provider.
Built with React 19, TypeScript, Tailwind CSS v4, Java Spring/Python Go, Prisma ORM, and
PostgreSQL 16 with Row-Level Security.
48 production-ready pages across 5 portals covering the complete MCA (Merchant Cash Advance)
lifecycle — from application intake and underwriting pipeline through funding, commission
tracking, collections, and renewals.
Key capabilities:
• Application pipeline with multi-stage workflow (Submitted → Review → Processing → Funded)
• Revenue & commission tracking with CSV/PDF export and leaderboards
• Hash-chained audit logging for regulatory compliance
• Email automation with template management (Resend + React Email)
• AI voice assistant integration (Retell.ai / ElevenLabs)
• Bulk import, webhooks, API key management
• Real-time analytics dashboards with Recharts
• Full dark mode support with custom "Savanna" design system
• JWT authentication with PostgreSQL RLS and RBAC
Programming Languages
JavaScript, Java, TypeScriptCoding Expertise
Cross Browser & Device Compatibility, Security, DesignWhat's included
| Service Tiers |
Starter
$2,999
|
Standard
$25,000
|
Advanced
$50,000
|
|---|---|---|---|
| Delivery Time | 3 days | 10 days | 30 days |
Number of Revisions | 2 | 5 | 7 |
Design Customization | - | ||
Content Upload | |||
Responsive Design | |||
Source Code |
Optional add-ons
You can add these on the next page.
Fast Delivery
+$1,000 - $5,000Frequently asked questions
About Stephen
Senior Fintech Engineer | Digital Banking, Core Banking & Payments
Nairobi, Kenya - 12:39 am local time
disbursements, and payment systems for Africa and emerging markets.
── What I Build ──
• Digital Banking (NeoBank) — Consumer banking with accounts, cards,
P2P transfers, QR payments, M-Pesa/Airtel Money, bill payments,
loans, savings goals, merchant POS, and KYC/AML compliance.
Built on Apache Fineract core banking engine.
• ISO & Lending Management (FundFlow) — A multi-tenant platform
for Merchant Cash Advance with 4-tier hierarchy (Platform → Distributor
→ Sub-Distributor → Provider), application pipeline, commission tracking,
compliance audit trails, and AI voice assistant.
• Corporate Disbursements (DisbursePro) — Bulk payroll and disbursement
platform with multi-level approval workflows, real-time fee calculation,
employee registry (650+ records), and full audit compliance.
• Microfinance / SACCO (Fineract) — Core banking implementations for
SACCOs and MFIs: client management, loan lifecycle, savings products,
double-entry accounting, and regulatory reporting.
• Learning Management (LMS) — Customized LMS platform for financial
literacy and institutional training.
── Tech Stack ──
Backend: Java 21 (Spring Boot), Node.js/Express, Python Django, Laravel
Frontend: React 19, TypeScript, Tailwind CSS v4, Angular, Vue
Core Banking: Apache Fineract (MIFOS X) — custom modules, Liquibase
migrations, Spring auto-configuration
Payments: M-Pesa, Airtel Money, MTN MoMo, Flutterwave, Paystack,
Stripe, Cellulant, PesaLink
Database: PostgreSQL (Row-Level Security), MySQL, MariaDB, MongoDB
DevOps: Docker, CI/CD, Linux server administration
Compliance: KYC (Smile ID), AML screening, PCI-DSS architecture,
hash-chained audit logging
── Why Clients Choose Me ──
✓ 10+ years building financial software — not generic CRUD apps
✓ Deep domain knowledge: lending workflows, settlement cycles,
fee structures, regulatory compliance (CBK, Bank of Zambia)
✓ I deliver working platforms with 30-48 pages, not wireframes
✓ Full-stack ownership: from database schema to production deployment
✓ Africa & emerging market payments expertise (M-Pesa, mobile money)
Open to: Digital banking builds, lending platform development, payment
gateway integration, Fineract customization, and fintech consulting.
Steps for completing your project
After purchasing the project, send requirements so Stephen can start the project.
Delivery time starts when Stephen receives requirements from you.
Stephen works on your project following the steps below.
Revisions may occur after the delivery date.
Step 1
Client purchases the project and sends requirements and branding guidelines
Step 2: (Only for Package Where Customization is applicable)
UI/UX design: wireframes and interactive prototype for client review










