You will get NeoBank — Digital Banking & Payments Platform
Project details
NeoBank is a next-generation digital banking platform, With Over 30 features across Consumer, Merchant, and Admin portals
Consumer features: multi-currency accounts (EURO /USD etc), virtual and
physical card management, P2P transfers, QR payments, bill payments
(KPLC, Water, DStv), loan applications with amortization schedules,
and savings goals with progress tracking.
Merchant portal: POS terminal management, revenue analytics,
settlement tracking, and 5-step onboarding.
Admin dashboard: real-time KPIs, user management, KYC review with
risk scoring, transaction monitoring, AML compliance, and audit logs.
Integrations: Stripe, M-Pesa, Airtel Money, MTN, Flutterwave, Paystack,
. KYC via Smile ID.
Tech: React 19, TypeScript, Tailwind CSS, Java Spring boot (Java 21),
PostgreSQL, Recharts. Custom
Consumer features: multi-currency accounts (EURO /USD etc), virtual and
physical card management, P2P transfers, QR payments, bill payments
(KPLC, Water, DStv), loan applications with amortization schedules,
and savings goals with progress tracking.
Merchant portal: POS terminal management, revenue analytics,
settlement tracking, and 5-step onboarding.
Admin dashboard: real-time KPIs, user management, KYC review with
risk scoring, transaction monitoring, AML compliance, and audit logs.
Integrations: Stripe, M-Pesa, Airtel Money, MTN, Flutterwave, Paystack,
. KYC via Smile ID.
Tech: React 19, TypeScript, Tailwind CSS, Java Spring boot (Java 21),
PostgreSQL, Recharts. Custom
Programming Languages
Python, Java, TypeScriptCoding Expertise
Performance Optimization, Security, DesignWhat's included
| Service Tiers |
Starter
$2,999
|
Standard
$19,999
|
Advanced
$50,000
|
|---|---|---|---|
| Delivery Time | 3 days | 10 days | 30 days |
Number of Revisions | 2 | 5 | 7 |
Design Customization | - | ||
Content Upload | |||
Responsive Design | |||
Source Code |
Optional add-ons
You can add these on the next page.
Fast Delivery
+$1,000 - $5,000About Stephen
Senior Fintech Engineer | Digital Banking, Core Banking & Payments
Nairobi, Kenya - 6:53 pm local time
disbursements, and payment systems for Africa and emerging markets.
── What I Build ──
• Digital Banking (NeoBank) — Consumer banking with accounts, cards,
P2P transfers, QR payments, M-Pesa/Airtel Money, bill payments,
loans, savings goals, merchant POS, and KYC/AML compliance.
Built on Apache Fineract core banking engine.
• ISO & Lending Management (FundFlow) — A multi-tenant platform
for Merchant Cash Advance with 4-tier hierarchy (Platform → Distributor
→ Sub-Distributor → Provider), application pipeline, commission tracking,
compliance audit trails, and AI voice assistant.
• Corporate Disbursements (DisbursePro) — Bulk payroll and disbursement
platform with multi-level approval workflows, real-time fee calculation,
employee registry (650+ records), and full audit compliance.
• Microfinance / SACCO (Fineract) — Core banking implementations for
SACCOs and MFIs: client management, loan lifecycle, savings products,
double-entry accounting, and regulatory reporting.
• Learning Management (LMS) — Customized LMS platform for financial
literacy and institutional training.
── Tech Stack ──
Backend: Java 21 (Spring Boot), Node.js/Express, Python Django, Laravel
Frontend: React 19, TypeScript, Tailwind CSS v4, Angular, Vue
Core Banking: Apache Fineract (MIFOS X) — custom modules, Liquibase
migrations, Spring auto-configuration
Payments: M-Pesa, Airtel Money, MTN MoMo, Flutterwave, Paystack,
Stripe, Cellulant, PesaLink
Database: PostgreSQL (Row-Level Security), MySQL, MariaDB, MongoDB
DevOps: Docker, CI/CD, Linux server administration
Compliance: KYC (Smile ID), AML screening, PCI-DSS architecture,
hash-chained audit logging
── Why Clients Choose Me ──
✓ 10+ years building financial software — not generic CRUD apps
✓ Deep domain knowledge: lending workflows, settlement cycles,
fee structures, regulatory compliance (CBK, Bank of Zambia)
✓ I deliver working platforms with 30-48 pages, not wireframes
✓ Full-stack ownership: from database schema to production deployment
✓ Africa & emerging market payments expertise (M-Pesa, mobile money)
Open to: Digital banking builds, lending platform development, payment
gateway integration, Fineract customization, and fintech consulting.
Steps for completing your project
After purchasing the project, send requirements so Stephen can start the project.
Delivery time starts when Stephen receives requirements from you.
Stephen works on your project following the steps below.
Revisions may occur after the delivery date.
Step 1
Client purchases the project and sends requirements and branding guidelines
Step 2: (Only for Package Where Customization is applicable)
UI/UX design: wireframes and interactive prototype for client review