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I am a Certified Insurance Service Representative (CISR), Risk & Insurance Education Alliance. I have 8+ years of experience in Property & Casualty Insurance commercial lines for brokers/agencies: 1. Issuing ACORD 25, 27 and 28 certificates. 2. Online rating to carriers such as Hartford, Hanover, Travelers, Chubb, Selective, Progressive etc. 3. Commercial ACORD preparation such as 125, 126, 130, 131, 140 and 175. 4. Hands on experience with all agency tasks such as Policy Checking / Review, COIs, Endorsements, Renewals, Cancellations, Auto ID Cards, Loss Run and MVR. 5. Having very good understanding and knowledge of all liability and property insurance coverages. 6. Having hands on experience with Applied EPIC, CSR24, Vertafore Sagitta, EzLynx, HawkSoft, and NowCerts. Attached my Resume for reference. Kheluram, CISR

I have 8+ years of experience delivering Zoho-based business automation and helping businesses turn complex, manual operations into scalable, automated systems. I’m the founder of Cloud Universe, where I design and implement end-to-end Zoho solutions across sales, marketing, customer support, finance, and operations. ⭐ Zoho Solutions I Deliver Zoho CRM * Complete CRM implementation, customization & optimization * Custom modules, pipelines, lead scoring & blueprints * Workflows, approvals, assignment rules & automation * CRM audits, data migration, cleanup & optimization Zoho One Ecosystem End-to-end implementation and integration of: Zoho CRM, Books, Desk, Campaigns, Analytics, Creator, Flow, SalesIQ, Bookings, Projects, Inventory, People and Sign. Automation & AI Workflows * Lead assignment & prioritization * Automated Email, WhatsApp & SMS follow-ups * AI-based call insights and CRM updates * Proposal and communication automation * Business process automation using Deluge, APIs and Zoho Flow Integrations I build reliable integrations between Zoho and: * Shopify & WooCommerce * QuickBooks & Xero * WhatsApp & telephony platforms * Payment gateways * LMS, ERP and marketing platforms * Custom third-party applications using APIs Zoho Books & Finance * Invoicing & payment automation * Payment links * Recurring billing * Automated payment reminders * CRM ↔ Books integration Zoho Desk * Multi-channel customer support * Ticket automation * SLA management * CRM & Desk integration Zoho Analytics * Sales & marketing dashboards * Revenue & finance reporting * Operational KPIs * Automated management dashboards Zoho Creator * Custom business applications * Customer & partner portals * Internal applications * CRM-integrated workflows and portals ⭐ Limited-Time Trial Offer 40 Hours of Professional Zoho Services — FREE Experience our expertise and the quality of our work before committing to long-term support. * 40 hours free as an initial trial engagement * No hidden charges — transparent pricing * After the trial, continued support is available at a fixed $10/hour Why Cloud Universe? ✔ 8+ years of hands-on Zoho experience ✔ End-to-end implementation, customization, testing & deployment ✔ Business-first approach — not just tool configuration ✔ Clean, scalable system architecture ✔ Dedicated communication and weekly progress updates ✔ Post-launch support and optimization Our focus is simple: build Zoho systems that solve real business problems, reduce manual work, and scale with your business. If you’re looking for a Zoho expert to design, automate, integrate, or optimize your business processes, let’s connect.

Abhishek Chauhan brings in ~20 years of Strategy and Consulting , and investment banking experience, across multiple sectors. His areas of specialty include: - Deal Advisory Strategy: Commercial Due Diligence, Operational Due Diligence and Target Screening - Non Deal Advisory Strategy: Market Entry Strategy, Portfolio Strategy, Pricing Strategy, Operational Strategy / Scenario planning - Sectors: Consumer Internet (EdTech, eHealth, eB2B retail, Fintech / Insurtech), TMT, Mobility, Foodtech, Retail, D2C, HealthTech and More. Abhishek is an Engineering Graduate(Gold Medallist) from Punjab Engineering College and holds a PGDBM, Marketing from SPJIMR, Mumbai, India.

B2B Lead Generation & Outreach Specialist | Sales Navigator | Apollo | Cold Email I help businesses find the right prospects, reach decision-makers, start conversations and generate qualified sales opportunities. I’m a Top Rated Upwork freelancer with 100% Job Success, $40K+ in earnings, 76 jobs and 3,600+ hours worked, with 5+ years of hands-on experience in B2B lead generation, data research, LinkedIn outreach, cold email and prospect engagement. I have completed 50+ projects involving lead generation, list building and B2B outreach, working with clients across AI, SaaS, IT, healthcare, wellness, manufacturing, e-commerce, digital services and other B2B industries. I don't just build a spreadsheet and hand it over. I can manage the complete outbound process: ICP Research → Prospecting → Decision-Maker Identification → Data Enrichment → Verification → LinkedIn Outreach → Cold Email → Follow-ups → Lead Qualification → Meetings / Sales Opportunities What I specialize in • B2B Lead Generation & ICP Research • LinkedIn Sales Navigator Prospecting • LinkedIn Connection & Outreach Campaigns • Personalized LinkedIn Messaging & Follow-ups • Apollo Lead Generation & Database Research • Cold Email Campaign Setup & Management • Instantly Email Campaigns & Mailbox Management • Prospect List Building & Data Enrichment • Email & Phone Finding and Verification • Founder / CEO / Director / VP Research • Lead Qualification & Interested Lead Tracking • CRM & Pipeline Research Support • Market & Company Research • Multi-channel B2B Outreach Tools & platforms LinkedIn Sales Navigator, Apollo, ZoomInfo, RocketReach, Lusha, SignalHire, Clay, Snov, Hunter, NeverBounce, EmailListVerify, Debounce, Instantly, Smartlead, Brevo, Mailshake, Mailgun, GoHighLevel, Zapier and ChatGPT. I have hands-on experience using Apollo and Sales Navigator to build targeted prospect databases, followed by LinkedIn and email outreach campaigns. For cold email, I have managed Instantly campaigns, multiple mailboxes, domains/subdomains, warm-up, campaign setup, follow-ups, deliverability and performance tracking. Results from my projects SteelBerry | B2B Lead Generation + Outreach • 500–600 prospects researched/day • 35+ email mailboxes managed through Instantly • ~99% deliverability • ~43% open rate • ~13% click rate • ~5–6% reply rate • 12–15 qualified LinkedIn leads/month Cognoverse AI | LinkedIn Outreach • 12–15 interested leads/month • 40–45% connection acceptance • 20–25% reply rate • One recent conversation progressed toward an AI automation opportunity valued at approximately USD 30,000 Marktine Technology | UAE Outreach • 2,000–3,000 emails/day • 9 subdomains • ~98–99% delivery How I work Before outreach, I research the company, ICP, decision-maker, industry, location, company size and potential business need. I verify important contact information and keep the database structured so the outreach team has useful context. For LinkedIn campaigns, I handle prospecting, connection requests, personalized messaging, follow-ups and response tracking. For email campaigns, I can support prospect sourcing, email verification, campaign setup, mailbox management, sequencing, follow-ups, deliverability and campaign reporting. I also pay close attention to replies. A response is not automatically a qualified lead. I look for relevance, genuine interest, business need and potential buying intent, then help separate interested prospects from unqualified responses. I can also work with an existing CRM or spreadsheet, clean and restructure an old database, identify missing information, update lead stages and maintain a consistent follow-up process so opportunities don't get forgotten. For every campaign, I focus on data quality + targeting + personalization + consistent follow-up + measurable results rather than simply chasing volume. My goal is simple: Find the right people → start meaningful conversations → follow up consistently → identify genuine opportunities → build a healthier sales pipeline. If you need someone who can handle both the research and outreach execution, rather than only delivering a list, I'd be happy to discuss your ICP, target market and campaign goals.